Submitted: Tuesday, October 29, 2002
Posted: Wednesday, October 30, 2002
TJ
Edmond
You can legaly take them to court if they refuse to accept a payment even if you are short. I was going through a divorce and was unable to make a full payment so I made a partial payment. The company refused my payment and tried to repo my car. I took them to court over the matter and they admitted that their policy was all or none. The judge ruled in my favor and closed the case as paid in full because they refused my parital payment.
Submitted: Friday, May 25, 2007
Posted: Friday, May 25, 2007
Just Me
Somewhere
U.S.A.
I HIGHLY doubt if it was illegal, they would be telling you you can't make a partial payment. I'm assuming you signed a contract/agreement telling you how much your payment was? I had a title loan before, nowhere did it say 'it's ok if you can pay 100 if your payment is 200, no problem' Most places don't accept partial payments. Why? Because it isn't what you agreed to, and they lose money.
When you knowingly go into an office with a high interest rate using your car as collateral and take a loan out, and then you lose it. I can't feel bad for you. You knew what you were doing. If you couldn't pay it back then you shouldn't have taken out the loan to begin with. Desperate or not that is no excuse. I lost a car 4 years ago. It was MY fault because I couldn't pay for it. Of course I was mad, that's natural, but it's not the company's fault I didn't pay them it was my own.
It's amusing how so many people say its predatory lending. How do you figure that? You're the one that goes to them. They don't come to you.
They don't reposess your car---you get your car reposessed yourself.
Submitted: Thursday, August 22, 2002
Posted: Saturday, August 24, 2002
The Great Thorn
Scottsdale
Rebecca, I can't say that I can feel your pain. But I have a way for fast Cash Title Loan to FEEL some PAIN.
Fax a copy of your Rip Off Report to your AG's office. Here is their contact info.
Missouri
State Offices
William J. Bryan, Deputy Chief Counsel
Consumer Protection and Trade Offense Division
P.O. Box 899
1530 Rax Court
Jefferson City, MO 65102
573-751-6887
573-751-3321
Toll free in MO: 1-800-392-8222
TDD/TTY toll free in MO: 1-800-729-8668
Fax: 573-751-7948
E-mail: attgenmail@moago.org
Web site: www.ago.state.mo.us
I also would fax a copy of your Rip Off Report to your State's Banking commission's office. Here is their contact info.
Missouri
Earl Manning, Acting Commissioner of Finance
Department of Finance
P.O. Box 716
Jefferson City, MO 65102
573-751-3242
Toll free in MO: 1-800-735-2966
TDD toll free in MO: 1-800-735-2966
Fax: 573-751-9192
E-mail: finance@mail.state.mo.us
Web site: www.ecodev.state.mo.us/finance
Now go bent Fast Cash Title Loans over and GO DEEP. The deeper you go the better it will feel!