I was 19 years old and went to a car dealership with a friend at the time, Travis Branham. He was trading in a truck for a 2000 Jeep Cherokee. His credit was not good, so the salesperson coerced me to co-sign for the lease. I agreed.
When it was time for the paperwork, tons of papers were shoved in my face to sign. Travis also signed many forms. They told me I would be the co-signer. I did not have one piece of identification with me. The salesman lied about my income on the application, among other things.
We left in the Jeep. The payment book arrived a week later in my name. I was shocked to learn the whole deal had been put in my name. When I spoke to the dealership, they said it was too late, too much time had passed, and that was the way it would have to be.
After 6 months, Travis wrecked the Jeep and ever since, I have been making the payments. It has put a strain on me ever since day one. I have gone to Trader Bud's 4 times to try to work something out, but to no avail. The lease is for 5 years, with payments of 363/month. As a college student, this is very difficult. I have spoken to lawyers, but it seems there is nothing I can do but pay for it.
Be careful of Trader Buds. They do not care about their customers, only the money they can get from them at any cost.
Mary
Chillicothe, Ohio
U.S.A.