Bank of America may have been named one of the best banks in the U.S. and/or world. That may be because of the employees and customers but other than this this bank has some serious issues.
My first complaint.
I wrote some checks that bounced. I was wrong and BofA rightfully penalized me. But after they had taken the money out of my savings account and I paid off the stores in which the checks were made out to. The store for some reason decided to try and process the checks again.
Now, I mentioned that both parties were paid before this happened.
Bank of America then dediced to go into my accounts and take more money than they were entitle to and drain my account, then turned over the account to a collection agency as fast as they could legally do. I was upset because I always payed and patronized this bank.
Since then I have repeatably tried to contact BofA management and ask them to waive the debt. and replinish the money they took out of my account. I feel this large corporation can get the debt collectors to waive their part of the fee and then give me back my money. This may sound silly but I feel they are responsible for the extra money taken from my account and the store also should answer for processing the checks twice. But its Bank of America who took more cash than they were entitled to from my account.
This is what I am suggesting and asking.
In overdraft protection why shouldn't a bank pay back any extra cash from the account once it can be proven this was the case?
Banks and stores should be held accountable after they have been paid in full and all banks should have a consumer advocate for cases like these.
It is bacause of laws that favor banks to get them to even respond to this subject but if you or any members have simular questions feel free to contact me for and with advise.
Thank you.
#2: Warning!
It came to my attention in 2002 thru friends and employees at BofA that the bank worked with the FBI to spy on people and are accused of messing with the accounts of customers for unknown reasons. This happened in Oakland and San Francisco in spring of 2002. Go to a Northern California newspaper website and dig up Bank of America computer glitch in their archives from March or April of 2002 and you will see this story: The reality is is that the FBI-local police planned to frame someone for stealing money for some criminal-rumored to be eco-terrorist acitivities. But something went wrong and they decided to say it was just a glitch.
My point is that they may need to look at customer accounts for terrorist or criminal activities but in Northern California its more likely that they are targeting a civil rights, anti-war or pro-choice activist-this is nothing new in California. So I would suggest all customers of BofA be advised that the OHS and FBI does work with BofA and they will probe accounts and other personal information including insurance.
Any comments on this information feel free to contact me by using the rebuttal box below.
Thank you,
Please be advised!
BofA in 2002 worked with the FBI and non-government people to spy on and change (and change) the amount of accounts that people had in these account
CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report. John
San Francisco, California
U.S.A.