Bank Of America RIPOFF My companys Payroll check will not be paid by BofA because it exceeds limit, hence I had to use check cashing service Milpitas California

Why? Because in the state of California, the labor code is quite specific. Your payroll checks must be payable upon demand, and if the bank refuses to cash it, your employer can be in trouble with the Labor Commissioner:

212. (a) No person, or agent or officer thereof, shall issue in
payment of wages due, or to become due, or as an advance on wages to
be earned:


(1) Any order, check, draft, note, memorandum, or other
acknowledgment of indebtedness, unless it is negotiable and payable
in cash, on demand, without discount, at some established place of
business in the state, the name and address of which must appear on
the instrument, and at the time of its issuance and for a reasonable
time thereafter, which must be at least 30 days, the maker or drawer
has sufficient funds in, or credit, arrangement, or understanding
with the drawee for its payment.


(2) Any scrip, coupon, cards, or other thing redeemable, in
merchandise or purporting to be payable or redeemable otherwise than
in money.


(b) Where an instrument mentioned in subdivision (a) is protested
or dishonored, the notice or memorandum of protest or dishonor is
admissible as proof of presentation, nonpayment and protest and is
presumptive evidence of knowledge of insufficiency of funds or credit
with the drawee.


(c) Notwithstanding paragraph (1) of subdivision (a), if the
drawee is a bank, the bank's address need not appear on the
instrument and, in that case, the instrument shall be negotiable and
payable in cash, on demand, without discount, at any place of
business of the drawee chosen by the person entitled to enforce the
instrument.

My husband went through the same thing a couple of years ago, as Citibank would not cash his payroll checks, stating that the main office of his company was out-of-state. After getting gigged for thousands in penalties and fines, they changed banks.

Thanks for the update, what should I do now. I got the business card of Celia Kwong, Vice President, Customer Service Manager, Milpitas Banking Center, Bank of America. She was the one who refused to pay my payroll check. I already paid the 2% fee to a local check cashing place, who happily gave me my money after taking the 2% fee. Can I get it reimbursed somehow. Appreciate your feedback.

Your employer may not be aware that Bank of America is doing this, and may not be aware that the company is potentially in violation of California Labor law. Bank of America is far more likely to try to work with and keep a business customer happy than they are to be concerned about whether or not you can cash your payroll check.

I would also ask the employer for reimbursement for your check cashing fees, though there is no guarantee you will get it. If your employer doesn't seem too concerned, then file a general complaint with the Labor Board and they will let the employer know that they could be in violation. Usually, these incites them to react and take care of problems.