SUBMITTED: Thursday, October 09, 2003
POSTED: Thursday, October 09, 2003
Lisa,
You are in a tough situation...some lenders are willing to work with folks with circumstances beyond their control and unfortunately some lenders are not willing at all, no matter what the circumstances. Legally they don't have to be.
The quantity of postings concerning this company doesn't indicate they are willing to negotiate much or any at all. Car financing is a tough business and it is actually easier to buy a home than a car.
Perhaps when you bought the car you may have purchased disability insurance? If so use that avenue to have the payments made or whatever the insurance provides to you or the account.
If this isn't applicable I'd suggest you send a certfied or registered letter, return receipt indicating your problems to Driver and indicate your problems are no fault of your own and indicate how you propose to work it out in the least amount of time. You need to think this through because if by being disabled you will realistically not be able to make full and timely payments then it is no longer feasable to own the car.
If they are not willing to listen unfortunately they may repossess the vehicle anyway.
I wish you the best.