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  • Report: #213680

Report: White Buffalo Auto Finance John Howden Winnipeg, Manitoba

Category: Car Financing

White Buffalo Auto Finance John Howden Winnipeg, Manitoba Ripoff John Howden owner of White Buffalo Auto Finance rips off people who have poor credit by charging them up to 36% interest on poor quality used cars in Winnipeg, Manitoba.

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White Buffalo Auto Finance John Howden Winnipeg, Manitoba

Phone:  204-9990074
Fax:  
Birchwood Automotive Group, Winnipeg, Manitoba
Winnipeg, Manitoba R3R2M7
Canada

Submitted: Sunday, October 01, 2006

Last posting: Monday, July 14, 2008
Reported By

Winnipeg, Manitoba

John Howden owner of White Buffalo Auto Finance rips off people who have poor credit by charging them up to 36% interest on poor quality used cars in Winnipeg, Manitoba. He preys on Native Canadians and over charges them on auto financing in Winnipeg. John Howden in Winnipeg profits $5000 average for every car he finances through White Buffalo Auto Finance. John Howden Birchwood Automotive Group Winnipeg Manitoba

John Howden owner of White Buffalo Auto Finance rips off people who have poor credit by charging them up to 36% interest on poor quality used cars in Winnipeg, Manitoba. He preys on Native Canadians and over charges them on auto financing in Winnipeg. John Howden of Winnipeg profits $5000 average for every car he finances through White Buffalo Auto Finance. John Howden is associated with the Birchwood Automotive Group in Winnipeg. John Howden takes advantage of unsuspecting persons of native decent that have bad credit and sells them used cars for 36% inerest and profits $5000 for every used car he finances through Birchwood Automotive Group in Winnipeg.

Art
Winnipeg, Manitoba
Canada



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Update

Submitted: Tuesday, July 08, 2008

Posted: Monday, July 14, 2008

Christian

Winnipeg
Canada

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John Howden has been falsely accused of ripping of Native people. There are many people with challenged credit issues who apply to Auto Finance Brokers for assistance. As brokers they review an individuals credit bureau and seek out lenders who are willing to take a risk in providing automobile loans to such individuals.

Since all scenarios vary from person to person so do interest rates. The rates charged by these non-prime lenders is simply based upon risk acessment of past and current credit status. Rates vary from as low as 9.9% up to 32%. The individuals are always aware of these rates before signing any agreements. And often these same people certainly know their credit was in poor shape due to either unavoidable circumstances and in some cases sheer neglect.

Further the lenders whom assume the risk of approving these loans place limits and restrictions in terms of prices that vehicles can be sold for. The obvious reason being that there is a greater chance that such high risk loans can go into default again, and the lenders may have to reposess the property for disposal in order to mimimize thier losses. Two other points worth mentioning in this rebuttal is that John Howden had no affiliation with the Birchwood Automotive Group at the time of this allegation bieng filed.

And second is Mr Howden passed away of cancer on January 06th 2008 at the Health Sciences Center. Mr Howden was a very dear friend of mine and since he is not able to file a rebuttal in his defense i feel an obligation out of sheer respect for the deceased to do so. I hereby request out of respect that the unsubstantiated allegations be removed.
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