First capital consumers called me on June 22 and trapped me into paying $219.00 check draft (electronic money transfer) from my account for a $2000 credit card limit. It came out of my account on July 1st. Said it would take 20 business days to receive.
About 35 business days later a package of crap with no card arrives. I find a form (stored value MasterCard activation kit) to fill out and send. I do immediately. It promises 3 week later the card will come.
The card has had enough time to go to Pluto by now. 5 weeks of calling. Repeated busy signals. Hundreds of phone calls I finally get through to here stalling tactic lies that they lost all my info and will send another packet of crap and start all over. Also when you call they won't give a name untill they look up what scam they used on you first.
It is now Sept. 16. Haven't seen anything. My bank told me I had 71 days to reverse the transaction. I called to do that 6 days before deadline and now they say that it's to late. Also they said check bank drafts are the most difficult to reverse. So I'm screwed.
I got the processing company phone number and they just give me the runaround. I have never had any credit cards before or any credit and was just trying to establish credit.
I started by going to a website that helps beginners. They charged me $79 guaranteeing me at least two major credit cards.
Offers came pilling in from the mail. Then the scam phone calls from first capital came and I thought they were also legitimate
They had the best deal so It seemed. I'm mostly very sorry for all of you who got ripped of who are in deep debt and ripped off.
I will pray for all the Victims that they'll get their money back
Everyone who got scammed, fill out the rip off report they are wonderfully helping people get their money and hopefully shutting them down in the future.
Mark
Port Angeles, Washington