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  • Report: #176529

Report: Solow Inc And Global Media

Category: Corrupt Companies

Solow Inc And Global Media ripoff BY SOLOW INC AND GLOBAL MEDIA CHAMPLAIN New York *EDitor's Suggestions on how to get your money back into your bank account that was wrongfully taken from you!

*Consumer Suggestion:...

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Solow Inc And Global Media

Phone:  866-7580196
Fax:  
Po Box 3329
CHAMPLAIN, New York 12919
U.S.A.

Submitted: Thursday, February 16, 2006

Last posting: Friday, February 17, 2006
Reported By

sarasota, Florida

About 4 months ago I received a Call from solow Inc about a credit card offer, it sounded like a great deal. Well I gave them my banking information for a withdraw of $299, processing fee. That was back in november, well they did send me a nice package of goodies that are useless, and I was also under the understanding that the credit card I was getting was a major credit card, not a card that I had to load funds on to. Now that I know that it is a Card that I have to Load funds on to they are now telling me that I am not entitled to a refund even though I haven't sent the authorization form back in saying that I want the card, plus that card is coming to me 2 months late. I was under th impression that the card was going to have a 2500 credit limit on it, but i was wrong now they wont give me my money back. I already have a credit card what do I need a Card that I can but money on for. I have a debit card. They mis informed me and now they are trying to get away with not refunding my money....

Craig
sarasota, Florida
U.S.A.

EDitor's Suggestions on how to get your money back!

HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:

Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.

According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: “we could not do anything for you” or “you waited too long; it has been more than 60 days”.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!

DO NOT TAKE NO FOR AN ANSWER!

Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.

CHARGES TO YOUR CREDIT CARD

If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.

Remember… Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.

And good luck… Let us know how you do!

ED Magedson – Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
EDitor@ripoffreport.com
badbusinessbureau.com
www.ripoffreport.com

Don't let them get away with it.™
Make sure they make the Rip-off Report!

We are not lawyers.
We are not a collection agency.

We are Consumer Advocates.
...the victims' advocate
WE are Civil and Human Rights Activists

We are a Worldwide Consumer Reporting News Agency
...by consumers, for consumers

CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.



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Updates & Rebuttals:

Update

Submitted: Thursday, February 16, 2006

Posted: Friday, February 17, 2006

Fyi

Greensboro
U.S.A.

SoLow Solutions, Auto Solutions, Global Media - How to Get your money back!

SoLow says it all doesn't it??? UNSATISFACTORY BBB ratings....

Solow Solutions (not Solow Inc) neither BBB lists Global Media as a dba/aka.

BBB report at:
http://search.buffalo.bbb.org/nis/newsearch2.asp?ID=1&ComID=0041000057104659
File opened Aug. 2005: UNSATISFACTORY rating: 63 complaints on file, did not respond to any complaints.
PO box 3668
Champlain, NY 12919
866-758-0196

DBA (NEW NAME) Auto Solutions, file opened Dec 2005, 1 complaint, and company did NOT respond. Same PO Box and phone number.
http://search.buffalo.bbb.org/nis/newsearch2.asp?ID=1&ComID=0041000033000896

BEST ADVICE: DO NOT accept solicitation by phone!!!! Are you on the National Do Not Call list?????

You do not know who is on the other end.
Ask lots of questions: Get a physical address, phone number, contact name. Tell them you will get back to them. Then do some research.
NEVER give out your personal banking information to strangers over the phone.

ARE YOU still within 60 days of the charge to your card?

Look at this report, Rip-Off editor's advice on how to get your money back. http://ripoffreport.com/reports/ripoff169626.htm

Other areas to look, will describe fraudulent acts by telemarketing companies:
BUSINESS OPPORTUNITY FRAUD ACT
Code of Federal Regulations (CFR) - Deceptive Telemarketing and Abusive Telemarketing
16 CFR Ch. I (1–1–05 Edition)
§ 310.3 Deceptive telemarketing acts or practices and § 310.4 Abusive telemarketing acts or practices.

at --
http://www.ftc.gov/os/2002/12/tsrfinalrule.pdf
Highlights:
§ 310.3
(a) Prohibited deceptive telemarketing acts or practices. It is a deceptive telemarketing act or practice and a violation of this Rule for any seller or telemarketer to engage in the following conduct:
(1) Before a customer pays for goods or services offered, failing to disclose truthfully, in a clear and conspicuous manner, the following material information:
(i) The total costs to purchase, receive, or use, and the quantity of, any goods or services that are the subject of the sales offer;
(ii) All material restrictions, limitations, or conditions to purchase, receive, or use the goods or services that are the subject of the sales offer;
(iii) If the seller has a policy of not making refunds, cancellations, exchanges, or repurchases, a statement informing the customer that this is the seller's policy; or, if the seller or telemarketer makes a representation about a refund, cancellation, exchange, or repurchase policy, a statement of all material terms and conditions of such policy;
. . .
(2) Misrepresenting, directly or by implication, in the sale of goods or services any of the following material information:
(i) The total costs to purchase, receive, or use, and the quantity of, any goods or services that are the subject of a sales offer;
(ii) Any material restriction, limitation, or condition to purchase, receive, or use goods or services that are the subject of a sales offer;
(iii) Any material aspect of the performance, efficacy, nature, or central characteristics of goods or services that are the subject of a sales offer;
(iv) Any material aspect of the nature or terms of the seller's refund, cancellation, exchange, or repurchase policies;
. . .
(vi) Any material aspect of an investment opportunity including, but not limited to, risk, liquidity, earnings potential, or profitability;

Top 10 Online Scams:
http://www.ftc.gov/opa/2000/10/topten.htm

Top 10 Dot Cons
http://www.ftc.gov/bcp/conline/pubs/online/dotcons

FTC article on Flop-portunities & reporting fraud.
http://www.ftc.gov/bcp/conline/pubs/online/netbizop.htm
FTC report: http://www.ftc.gov/bcp/conline/pubs/alerts/oinvalrt.htm
Scroll down to bold titles.....FTC says look for these signs of a company that may NOT be on the up-and up and compare them to the company's web site or printed material.

If you live in any of these 26 states, this is a web site SCAMS do not want you to know about:
http://www.ftc.gov/bcp/franchise/netbusop.htm
Click on your state to see what they have outlined to protect you and see how Solow Solutions has violated you & your state.

Beyond 60 days? Document everything they told you, Document what you received; Document how the two are different. Explain how you were deceived. Explain how they violated registration laws of your state etc. File all reports with Consumer Protection, Attorney general of your state & the state of NY, & FTC.

Every time you think you can trust a stranger, ask yourself, if this is a scam, how hard will it be to get my money back? (Maybe it will be enough to keep your banking information to yourself).
Be diligent and keep fighting to get your money back.
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