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Report: #18413

Report: alliance one

Reported By: (ocala fl)

alliance one ripoff mailed fraud and check cashing fraud maumee Ohio

... FDCPA advice not 100% correct

1Author 1Consumer 4Employee

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alliance one

p.o box 1508
maumee Ohio 43537-8508
U.S.A.
Phone: 888-333-9941
Web Address:

Category: Corrupt Companies

Submitted: Monday, April 08, 2002

Last posting: Friday, February 25, 2005

they wrote a threating letter and i thought i was a unpaid credit card so i wrote the card # on the check from bank of america and mailed it. when my husband checked bills he noticed that the bill from alliance one did not even have our name on it and we haved lived here for 2 years and no body by that name ever lived here and bank of america has the original check and GAVE US A CARBON COPY OF THE CANCILLID CHECK AND alliance one wrote a different account # on the check and cashed it and also on the check i wrote for credit card so we called alliance one and faxed all the info and a copy of the canciled check and they said they would mail us our money back. two weeks later we got a recipt that said paid in full with some one elses name on the recipt and now whe i try to call they hang up ar put us on hold for ever PLEASE HEL AND HOPEFULLY THEY WONT DO THIS TO ANY OTHER POOR SOUL

DESRINE
OCALA, Florida

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REBUTTALS & REPLIES:

1Author 1Consumer 4Employee

Ex-Employee

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Hope this helps!

Derek - maumi ()

SUBMITTED: Saturday, August 03, 2002 POSTED: Sunday, August 04, 2002

I used to work for Alliance One Inc. You can call their main # and ask for Vinnie Lorenzo. He is the big main in charge. Also file a complaint with the Attorney General in Ohio, as well as the Better Business Bureau. This should expidite your solution, as the company doesnt like to have A.G. complaints and a negative rating from the BBB. Good Luck!

Ex-Employee

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I ALSO USED TO WORK FOR AOL

Andrea - Hamilton (U.S.A.)

SUBMITTED: Thursday, January 09, 2003 POSTED: Friday, January 10, 2003

You would not belive how many individuals this company rips off with their autocheck system. This OHIO office is notorious for taking down check info and then repeatedly using it on other paymnets without the authorization of the individual.

Forget Vinnie Lorenzo, you want the MAIN OFFICE in Exton, PA, and FYI - not only file a complaint with the AG, but check if their LICENSE IS EVEN RENEWED in your state, and also contact the company you owe the money too to let them know about these less than honest business practices!

AND BELIVE ME, I REVIEWED THE ATTORNEY GENERAL COMPLAINTS so I know this is common practice! good luck and next time, NEVER give AOI your credit card info or check info - you don't even WANT TO KNOW what can happen with credit card information!

Ex-Employee

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I, too, used to work for AOI ..FDCPA violation.

Ron - trenton (U.S.A.)

SUBMITTED: Friday, January 10, 2003 POSTED: Saturday, January 11, 2003

No one even commented on the fact that this company moves much of their opertaion to Jamaica to utilize 'cheap labor', thus laying off most of their office, and losing their clients.

And rememeber!

if they call you and do not say THIS IS AN ATTEMPT TO COLLECT A DEBT ANY INFORMATION IS USED FOR THAT PURPOSE REPORT THEM! THat is an FDCPA violation.

Tell 'em 'woodsey' sent ya

Ex-Employee

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FDCPA

E - Mpls (U.S.A.)

SUBMITTED: Tuesday, August 24, 2004 POSTED: Wednesday, August 25, 2004

The FDCPA or fair debt collection practices act only applies to the debtor. This is not technically a violation of that act. However it is most likley a violation of interstate commerce laws. Alliance One could lose their license to take postdated checks which would be the harshest penalty for a collection agency.

Always ask to speak to the compliance officer when dealing with complaints in regards to collection agencies. Good luck.

Consumer Suggestion

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FDCPA advice not 100% correct

Andrew - Papillion (U.S.A.)

SUBMITTED: Friday, February 25, 2005 POSTED: Friday, February 25, 2005

The FDCPA does not apply to the debtor only. It applies to collection agencies which Alliance One happens to be. If you read the entire FDCPA you will see that the original debtor is not subject to the rules.

Also debt collection agencies are allowed to take postdated checks as stated in the FDCPA. The rule says that if it is postdated for 10 days or more they need to give you notice if they plan to cash the check in earlier then the date on the check.

My personal suggestion is that you never send a check to a debt collection agency because you are just handing over your bank information that can be used later to freeze your account.

If you send money make it a money order. I suggest anyone dealing with debt collection agencies go and read the entire Fair Debt Collection Practices Act. You can also call the Partners for fair debt collection and get some advice from people who know it by heart. Their website is http://www.pffdc.org.