Providian National Bank Credit card is a ripoff company from hell. Arlington, Texas

Providian National Bank Credit card cancellation ripoff abused & mistreated ripoff business from hell cheated employees and screwed the customers even more ripoff business from hell abused & mistreated ripoff ripoff arlington Texas ....

I thought it was just me. It is amazing what you can learn on the net. On September 3, 2002 Providian sent me a letter. NOr suprise there since they often send me something informing me that they are giving me a larger credit limit. I have had several since I got the card three years ago. Instead of a limit letter they informed me that they were closing my account. I was incredulous.

I have ALWAYS paid this account on time and never the minimum. The reason they gave was "You have one or more credit accounts that is/are currently delinquent, or show a major derogatory event(such as having been charged off or at least 60 days past due) I have had no credit issues at all and am truly surprised at this letter.

I called the 800 number but the lady was rude and only asked me if it was in relation to a letter I received. The operator (and his supervisor that I asked to speak with) could not give me any information and only said I should contact customer service. No one seems to have any information on this and I don't know what to do. I have never had anything like this happen to me with a credit card. Is there any redress on this?

Meshawn
Severn, Maryland