I had a similar experience as the rest of the reports I am seeing on here. The low fixed rate bait getting reeled into a predatory credit card company that stalks your credit report monthly looking for any, and I mean any reason to raise your rates through the roof.
The customer service uses standard evasive, stall tactics, and then pushes the responsibility of corroboration back on you, still making no promises. I find it hard to believe that this is “Fair and reasonable business practice.” I don’t care what some yoo-hoo lawyer wrote on the back of a statement in fine, unintelligible print it does not necessarily make it right.
The first thing I did was cancel the card. Next, I will report this to the Federal Trade Commission. http://www.ftc.gov/. After that I will call every Senator and elected official I can think of and ask them if they can help. I hope everyone will do the same. Make it as public as possible. I am glad I found this site.
John
Baton Rouge, Louisiana
U.S.A.