I looked at my credit card statement this month and was suprised to see a listing in the amount of 79.95, for a CIC Credit Monitor svc.
I had never heard of this company so I looked it up on the internet. Every single hit I got listed fraud, rip-off, and deceptive credit reporting service.
What's worse is that I had not signed up for ANY credit report, or sent out ANY credit card applications. So I called them up to cancel and find out where they got my number.
They said I signed up for a credit report on 03/2001, and hadn't canceled. I did sign up for a FREE trial credit report back in 2001, but for a company called IPI. And when they charged me 80 bucks for their FREE trial credit report I cancelled it in 2001.
I've since gone through all my past statements and found another charge of 79.95 in 2002 that I unfortunately overlooked. That charge says CIC Credit Report.
Apparently this company cancels your subscription for whatever alias they are using that week, keep all of your personal info, and then enroll you into another one of their factions at a later date so they can say that they did cancel you. Now I'm going to have to cancel my card so that I don't receive another 79.95 bill under a new company name
My advice to anyone is to never apply for a credit report or credit card on the internet. You can get a report from your bank usually witout a fee.
Dan
Titusville, Florida