Use our complaint form to report a scam. Site problems? Use our support form.
  • Report: #401827

Report: I Core Capital Consultants - US Homesavers

Reported By: (Dana North Carolina)

I Core Capital Consultants - US Homesavers They Take your money and Run....and a mysterious call months later! Dallas Texas

... Rebuttal to Melanie Jones

Report & Rebuttal
1Author 1Consumer 0Employee
Respond to this report! What's This?
Victim of this person/company? What's This?

I Core Capital Consultants - US Homesavers

www.ushomesavers.com
Dallas, Texas 75287
U.S.A.
Phone:  877-818-2500
Web Address:  

Category: Miscellaneous Companies


Submitted: Tuesday, December 16, 2008

Last posting: Tuesday, June 02, 2009
Back in the summer, my husband was trying to do a simple loan modification with an investment property he has in FL. Several calls to the mortgage company and no help from them. We got online a researched a few companies that specialized in this and checked with the BBB and a few other sites for any complaints or negative comments about the company we were going to choose before we did any business with them.

We called US Homesavers/I Core Capital Consultants, Inc. and got an info packet paid our $97.00 and spoke to the gentleman who said that he could help us. Well we got a phone call here and there for the first week and after that we had to call constantly to get ahold of this man. After the first month, no phone calls at all. That was in September.

We ended up taking care of the situation with the bank ourselves. I sent an email Nov. 7th to US Homesavers stating that we had taken care of this and that no further action was needed on their part. I was prepared to forget about the $97.00 we paid them for nothing.

Last night( Dec. 15) we got a phone call from a "Malcolm Giles" who stated he worked for US Homesavers and that he wanted to talk to us about the mortgage. We questioned this gentleman about how he got our information and why they were calling after I had sent an email stating that we had taken care of this.

Mr. Giles got very beligerent (cursed) and hung up the phone. I got on Intellius and tracked the phone number to Scottsdale, AZ with some other info. I felt that this man was either sold our information from US Homesavers or was part of a phishing scheme.

If you need to do a loan modification, save yourself the aggravation, money and time and just do it yourself with your bank. You will be glad you did. Don't go to these companies that prey on people.

Susan
Dana, North Carolina
U.S.A.




Click Here to read other Ripoff Reports on I Core Capital
Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

What's This?  Search Tips
Get rip-off revenge
Report & Rebuttal
Respond to this report! What's This?
Victim of this person/company? What's This?
Repair Your Reputation What's This?


REBUTTALS & REPLIES:
1Author 1Consumer 0Employee
Updates & Rebuttals
#1
Owner of Company
Respond to this report! What's This?

Dear Susan

Curt - Dallas (U.S.A.)

POSTED: Thursday, January 15, 2009
You can't be in business as we have for six years and have no complaints but, up until now, we have managed to do so.

After receiving your very hostile voicemail message regarding your $97 application fee and Macolm Giles, I immediately called your husband, Randy.

I told Randy that I had indeed dropped the ball on his application for assistance with the subject property in Florida. I asked that he e-mail a request for a refund of your $97 application fee which I never received. Your Application fee deposit is still sitting in our trust fund. We are not in the $97 application fee business.

Regarding Mr. Giles: I cannot believe he instigated any unappropriate communication. Rather, I believe you got upset with him about getting "ripped off" of your $97. Do you think I would have sent your website submission to Malcolm if I had knowingly ripped you off? Not likely.

The bottom line here is that you gave us no opportunity to make good on your complaint which I acknowledge was legitimate. However, if you are going to flame a person or company's reputation as you have here, you should have the decency to use your real name, location and the true facts.
#2
Consumer Comment
Respond to this report! What's This?

What about us?

Melanie Jones - Houston (U.S.A.)

POSTED: Sunday, May 31, 2009
Dear U.S. Homeowners Representatives:

I too experienced something similar to Susan. My name is Melanie Jones.

Please contact me. I am sure you have my information.

If not, please see info below:

Phone: 832-677-3669
Email: blackpearlsclub@yahoo.com

I look forward to hearing from you so that I may complete an application for reinburstment.

P.S. I used my real name.
#3
Owner of Company
Respond to this report! What's This?

Rebuttal to Melanie Jones

Curt - Dallas (U.S.A.)

POSTED: Tuesday, June 02, 2009
I'm surprised to have had only two complaints after nearly seven years in business. Maybe we don't do enough business or maybe we provide great service. You be the judge.

Melanie, we approved your loss mitigation pre qualification application back in January of this year stating that you were qualified for a pre foreclosure short sale OR if your husband went back to work, we could then proceed with trying to negotiate a home ownership retention program with your lender.

"You" opted to wait until your income situation improved which was at least a couple of months later. We heard nothing from you during that time so when you did call us, we merely asked you to update your application with new bank statements and paycheck stubs. Your $97 application fee was indeed earned unlike in Susan's case, where we definately dropped the ball by having not been able to find a Realltor interested in listing her non owner occupied property in Florida. Like you, Susan never asked for her $97 application fee back even though I told her husband I would be glad to do so if he would simply send me an e-mail request. He never did so and I get flamed here on the Rip Off Report on which my case is indefensible.

You application fee was, however, earned. It was you who decided not to update your file so we could proceed. You too have also flamed us in a libelous manner so I see no need to say anything other than to thank you lucky stars I don't sue you and Susan for you slanderous flamers that could both have been corrected with a phone call. There are a zillion so-called loan modification companies out there ripping off people left and right for thousands of dollars. For us to jeopardize our sterling, long-time perfect reputation for the sake of a $97 application fee would be pretty stupid on our part, don't you think ladies? Apparently rage took precedence over thought.
Report & Reply
Respond to this report! What's This?
Victim of this person/company? What's This?
Repair Your Reputation What's This?
Get rip-off revenge
Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

What's This?  Search Tips

Ticket Feeder Looking for premium tickets?    Concert Tickets | Sports Tickets | Theatre Tickets     just visit www.TicketFeeder.com

Ripoff Report Verified Safe
Video Spotlight
Ripoff Report VideoData recovery scams over charge and steal private data from broken hard drives.
Play Video
Ripoff Report VideoLoan modification offers risk for those facing foreclosure. Don't pay up front!
Play Video
Ripoff Report VideoQuestionable pyramid scheme takes advantage of consumers.

Play Video
Ripoff Report VideoCompanies steal from your bank account. Find out how.

Play Video
Video ThumbnailFox 11 Los Angeles - Rip Off Report Redux

Play Video
Video ThumbnailWBZ - Be Wary of Door-to-Door Scams

Play Video
Video ThumbnailFox 11 Los Angeles - Speaker Scam

Play Video
Video ThumbnailAtlanta 2 Action News - Fling.com

Play Video
Video ThumbnailCleveland's CBS 19 - Global Marketing Alliance

Play Video
Video ThumbnailCleveland's CBS 19 - Ripoff Report Feature

Play Video
Video ThumbnailFox 11 - Car Repair

Play Video
Video ThumbnailCBS 2 - Jeff the Tutor

Play Video
Video ThumbnailThe Early Show

Play Video
Video ThumbnailABC 15 - DriveTime

Play Video
Video ThumbnailChannel 6 - Moving

Play Video
Video ThumbnailFox 5 - Giant Moving

Play Video
Video ThumbnailFox 10 - Christmas Scams

Play Video
Video ThumbnailFox 10 - Options Talent

Play Video
Video ThumbnailFox 11 - Guardian

Play Video
Video ThumbnailFox 11 - Alyon (Porn Dialers)

Play Video
Video ThumbnailABC 15 - Smart Shopper

Play Video
Video ThumbnailGirls Gone Wild

Play Video
Video ThumbnailKPHO 15 - Pill Scam

Play Video
Video ThumbnailABC 2 - Together Dating

Play Video
Video ThumbnailTampa Bay 10 News story

Play Video
Video ThumbnailNew Jersey Appeals Court Penalizes Motorist for Anti-Dealership Slogan
Play Video
Video ThumbnailJudge protects consumer rants

Play Video
Video ThumbnailConsequences of Complaining Online

Play Video
Video ThumbnailAdvance-fee loans take consumers for a ride

Play Video
Video ThumbnailLenoir City couple discovers bogus charges on phone bill a common...

Play Video
Video ThumbnailFitness Club Investigation

Play Video
Video ThumbnailLocal woman's debt settlement company gets her further in debt

Play Video
Video Thumbnail"Write to Know"

Play Video
Video ThumbnailredOrbit - Telephone Scam

Play Video
Video ThumbnailTactics at Just Brakes inspected

Play Video
Video ThumbnailThe Best & Coolest Sites Around

Play Video
Video ThumbnailGrist: Don't Ignore Corporate Graffiti

Play Video
Video ThumbnailPhone bill "cramming" spikes again

Play Video
Video ThumbnailThe Latest Net Scam—Modem Hijacking

Play Video
Ripoff Report Corporate Advocacy Program
Help support Ripoff Report. Donate today.
Thank You

Read how Ripoff Report saves consumers millions.