On Grams DeathBed, asked me to take care of Grampa. His Children said he'd be fine in Alsip alone. Daugh.& I would go there 2-3 times a wk. No Food, Mold, sour Milk, PB & Crackers. We needed to find Home for 3 of us. Found Twnhme Perf.,downstairs like an apart. It was PERFECT he'd have Freedom & we can still take care of him.
Grandpas Home still on the Market 4 Sale(All pd for). Went to his Bank Lasalle for Loan to buy Twnhme until we sell his Home. We'd pay it off when we sold his home. Bank called it Bridge Loan. Bank & Abn Amro knew that we planned on PAYING OFF LOAN when Grandfathers house sold. 4 mos.in the loan, we pd a LRGE SUM of $100.thous. to put to principle. Standard Bank (bank affil. w/ ABN) Mr.Rowe called in DEC.2000 & asked how & where we wanted the rest of $ to go.
I asked "what did he mean by that",he said "ABN AMRO only applied a portion to principle, and $99,000.00 was just sitting NO WHERE doing Nothing". I told him apply ALL to GRANDFATHERS Loan, start paying it off. He gave his phone # & Ext. to reach if ever needed.After 6 mos. of Loan we were finally able to pay it off! I called Standards Mr.Rowe to ask for PAYOFF Amount. He said Not sure, but gave me Supervisor(woman)in PAYOFF DEPT. & Ext. He also told me not to tell her that he gave it to me, & when I do PayOff Loan put addressed to ATTN.PAYOFF DEPT. & on CHECK put our LOAN #,Payoff PAID in FULL on front in big enough letters.I called PAYOFF Dept. talked to not just 1 lady he told me to call, but talked to 6 others,& got all their Ext.#s to make sure was given the Correct amt. before sending check. 2 dif. employ.in PAYOFF DEPT. said SAME TOTAL,EXACT to the penney.
I rounded it off to the nearest Thousand, not knowing how long it would take to get to Payoff Dept.& how much interest added while in Transit(Feb 26/01). That way I was sure no matter when they recieved check, total would be Ok,& maybe some credited back to GRANDPA. We recv'd CANCELLED CHECK from them. All Pd Off. 5 months later we get letter from ABN saying in Default of $5,000.00.?. If you figure out payments for ea.mo. since 2/01 & 7/01, yes would've been $5,000.Lasalle Bank told us IF we were even 2 mos.behind in payments,they would've & should've called then,to say were late.
Not wait 5 mos.!Called dif. depts. & get to the bottom of mix up,NO CLEAR ANSWERS from them exept that GRANDPA in Default & in Forclosure? We found out The TAXES were NEVER PD,when they had $ given to them by the prev.owner & ourselves through Escrow. TAXES SOLD at Auction & bought by ? co., Chgo.Assess told me ABN NEVER PAID 1 cent on our HOME since we lived in it. We have ALOT of EVIDENCE,esp. Cancelled Check in Lrge print PAYOFF PAID IN FULL on it.ABN AMRO PD someone elses TAXES w/OUR $,On ABNs Statements from Lawyer(Misapplied, Suspenced our $,said They Quoted me Wrong Payoff over Phone-when ABNs Lawyer called me a Liar ABN doesn't Give Payoffs over Phone,& more). GRANDPA is 84.
Found out from STANDARD, MR.ROWE Fired in beg. of year. Lawyer we had Quit due to lack of $. Judgement says have to come up with $12,000 by 12/03/03.Paid $16,000.00 on 12/03. NIKCHEYSGIFTS@AOL.COM We are Praying for a Miracle,I don't get ChildSup. from Ex, I needed to go on Aid to live & for Her Schooling. Please anyone we Need Help, with Prayers & 4 Him (Grandfather passed away7/04),my child,& I have a place to Live & Celebrate Holidays.November 2004 is when We Have to Pay the Company(Z Financial) that bought Our Taxes thru Auction. Because of ABN AMRO's Negligence of Paying someone elses Taxes with Our Money in Our Escrow Account.
C
ORLAND PARK, Illinois
U.S.A.