SUBMITTED: Saturday, March 01, 2003
POSTED: Saturday, March 01, 2003
H&R block is not lieing about walking in to do your taxes and walking out with a check, there is such a program called instant money now but its up to the bank to decide if you qualify for it or not at the time you do your taxes, also the rapid refund bank loan, you must remember, that it is a bank loan and not directly money from irs, this bank has the right to refuse your loan or approve it, is just like when you apply for a loan from a home bank or loan lender, they decide if you qualify or not, they charge you interest and finance charges if your approved and rapid refund also charges you a fee but not interest or finance charge because they immediately issue you a check and you dont have to worry about many months to pay them back, so they have to charge you those rapid fees because you get your money in the fastes amount of time, which is usually two to three days and yes sometimes you get a secound check in fourteen to seventeen days because the rest of your refund is problably earn income credit money and because of so much fraud the bank turn over this part to irs to check out your return to see if it is a false or correct tax return and if the irs does not find in it any fraud, then they release to you the rest of your money within this time frame, unless there is a problem then they hold it and send you a letter for you to send them more information on your dependants or your living situation in other words you get audit and you have to prove to them your filing status and then after that, if they are satisfied they release to you your money.remember you choose which way you file your return, you have a choice to send it in the mail and wait six weeks or do it rapid and get most of your money pretty quickly, but please dont blame the tax offices who are experience in tax preparation just because a bank let you down, they only submit your information to these banks and after that you have to be patient in the way it turns out for you, hopefully next year it wont happen to you, but dont critize tax preparers because you are only making it bad for your self because you have to continue to use them to file your taxes unless you know how to do them yourself,the cheapest way to go is to pay up front the preparation fee and have your money direct deposited into your account for no additional bank charges and you will have your money in twenty one days or less, and remember you have to be charge for having your taxes done because the company has to pay their preparers and the cost of running an office, but there is volunteer services called VITA THAT MAY NOT CHARGE YOU ANYTHING FOR DOING YOUR RETURN.