John Cummuta, Transforming Debt Into Wealth, New World Media John cummudas Transforming Dept into Wealth Yes, another Ripped off. Took my money and recieved nothing for it. Niles, Illinois

I ordered the free CD approximately 5 years ago.  I was NOT charged extra each month and was sent only the free CD.  After reviewing the CD for a couple weeks I decided to order the entire syetm for a cost of $349.00.  Once I received the box I ripped it open and listened to all of the CD's twice before instituting the program. 

I understand that the information he gives you is simple, however how he lays it out was very helpful to me.  I found that I did not need any help from his couselors so I never dealt with them.  But I will tell you that I was able to follow his program to the letter and it worked.  It took a good 9 months of discipline before I saw measured results. 

I knew it was going to be hard, but I had to do it.  I was able to drop our debt by 64% in just 4 years.  I found a way to make extra money on the side and applied it toward my debt as well. 

Nearly all of the complaints that I read seem to be with the customer service and not the system.  I read FEW comments about people who actually tried the system.  If they had they would have realized that it works and was worth the investment.