wheels
  • Report: #456139

Complaint Review: Bank Of America

Thank You

Read how Ripoff Report saves consumers millions.

  • Submitted: Thursday, May 28, 2009
  • Last Posting: Thursday, May 28, 2009
  • Reported By:Simi Valley California
Bank Of America
Cochran Street Simi Valley California 93065 U.S.A.

Bank Of America Took off previously posted transaction and reposted when balance low - 4 fees Simi Valley California


2Author 3Consumer 0Employee/Owner

Rebuttal Box | Respond!

  • Respond to this report!
    What's this?
  • Also a victim?
    What's this?
  • Repair Your Reputation
    ...the right way!
    Corporate Advocacy Program
Bank of America took off a $148.00 previously posted transaction and moved it to another day, several days later, supposely at the vendors request. I contacted the vendor and was told this is not true. I check my balance online daily and had seen that it was already posted. Several days later I went into the bank and withdrew $80.00....only after asking the teller how much cash was available for withdrawal. He told he $82.17. I withdrew $80.00. My social security check went in that night at 12:01am. BUT......they decided to post back that $148.00 to my account that same day. Thus generating four $35.00 overdraft fees. This is the first time this has happened. I had them do this once before taking off a charge from IHOP and posting it again 30 yes 30 days later! I asked for proof that the vendor asked for this to be done and they cannot give me proof. The vendor says they didn't do that. I call this a ripp off by Bank of America. Charging you for something that they cannot give you proof for!!!! I want a class action lawsuit.

Carolyn
Simi Valley, California
U.S.A.

This report was posted on Ripoff Report on 5/28/2009 11:01:00 AM and is a permanent record located here: http://www.ripoffreport.com/attorney-generals/bank-of-america/bank-of-america-took-off-previ-8p36f.htm. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.

Click Here to read other Ripoff Reports on Bank Of America

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Search Tips
Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?
REBUTTALS & REPLIES:
2Author 3Consumer 0Employee/Owner
Updates & Rebuttals

#1 Update By Author

slight correction

AUTHOR: Carolyn - Simi Valley (U.S.A.)

I meant to say this has happend to me before. Has it happened to anyone else?
Respond to this report!
What's this?

#2 Consumer Comment

Carolyn, It looks as though our politicians are not only CLUELESS, but they're also.....

AUTHOR: Karl - Highlands Ranch (U.S.A.)

a bunch of PUPPETS who work for the REAL 'masters' who are the BANKERS, wouldn't you agree?

The real 'masters' are obviously the BANKERS & the FED, right? The BANKERS & the FED (Federal Reserve) are the ones that our politicians are bowing down to, correct? Simply take a look at the $700 BILLION 'TARP' ('Troubled Asset Relief Program'), as an example.

If you 'Google' this- INSIDE THE MELTDOWN, and watch it, you'll be able to see through most of the smoke. It'll also prove how our politicians are PUPPETS.

And if you 'Google' this- AMERICA: FREEDOM TO FASCISM, and watch it, the smoke will clear a bit more. This documentary backs up the first one, doesn't it?

And if you 'Google' this- THE OBAMA DECEPTION, and watch it, the room will be empty of almost all the smoke. Now you can see that our politicians are not only CLUELESS, but they're also a bunch of PUPPETS who work 'for' the BANKERS & the FED, right?!

And then 'Google' this- DID SPECULATION FUEL OIL PRICE SWINGS, and watch that, & the room will be completely clear from all the smoke that was keeping you, & MILLIONS more in obscurity. Remember when gasoline was over $4 a gallon last year? It should have been BELOW $2 a gallon!!! There was no oil shortage!!! It's called- 'speculation', or better yet- MANIPULATION by the 'masters'.

You see, the BANKERS are in control of America. They've been in control for many years! It's all being EXPOSED everyday on the WORLDWIDE WEB.

QUOTE: 'The truth was obscure, too profound and too pure; to live it you have to EXPLODE.' - Dylan

'obscure' (definition) - HIDDEN IN DARKNESS.

SPREAD YOUR RIP OFF REPORT ALL OVER THE WORLDWIDE WEB!

Good luck to you!

P.S. I wonder WHY none of our politicians, and even our BANKERS, didn't see the- quote: 'Collapse of the U.S. economy', back in the summer of 2007? I DID!

Here's proof- 'Google' this- RIP OFF REPORT GM CREDIT CARD SERVICES, and go to Betty's Rip Off Report, & then to the '1st Update' which was posted on 9-3-2007 when the Dow Jones was around 14,000. The PROOF is right there, isn't it?

'Only a pawn in their game.' - Dylan

WELCOME TO THE BIGGEST LIE ON EARTH- AMERICA: IN FRAUD WE TRUST!
Respond to this report!
What's this?

#3 Consumer Comment

Carolyn, It looks as though our politicians are not only CLUELESS, but they're also.....

AUTHOR: Karl - Highlands Ranch (U.S.A.)

a bunch of PUPPETS who work for the REAL 'masters' who are the BANKERS, wouldn't you agree?

The real 'masters' are obviously the BANKERS & the FED, right? The BANKERS & the FED (Federal Reserve) are the ones that our politicians are bowing down to, correct? Simply take a look at the $700 BILLION 'TARP' ('Troubled Asset Relief Program'), as an example.

If you 'Google' this- INSIDE THE MELTDOWN, and watch it, you'll be able to see through most of the smoke. It'll also prove how our politicians are PUPPETS.

And if you 'Google' this- AMERICA: FREEDOM TO FASCISM, and watch it, the smoke will clear a bit more. This documentary backs up the first one, doesn't it?

And if you 'Google' this- THE OBAMA DECEPTION, and watch it, the room will be empty of almost all the smoke. Now you can see that our politicians are not only CLUELESS, but they're also a bunch of PUPPETS who work 'for' the BANKERS & the FED, right?!

And then 'Google' this- DID SPECULATION FUEL OIL PRICE SWINGS, and watch that, & the room will be completely clear from all the smoke that was keeping you, & MILLIONS more in obscurity. Remember when gasoline was over $4 a gallon last year? It should have been BELOW $2 a gallon!!! There was no oil shortage!!! It's called- 'speculation', or better yet- MANIPULATION by the 'masters'.

You see, the BANKERS are in control of America. They've been in control for many years! It's all being EXPOSED everyday on the WORLDWIDE WEB.

QUOTE: 'The truth was obscure, too profound and too pure; to live it you have to EXPLODE.' - Dylan

'obscure' (definition) - HIDDEN IN DARKNESS.

SPREAD YOUR RIP OFF REPORT ALL OVER THE WORLDWIDE WEB!

Good luck to you!

P.S. I wonder WHY none of our politicians, and even our BANKERS, didn't see the- quote: 'Collapse of the U.S. economy', back in the summer of 2007?

I DID!

Here's proof- 'Google' this- RIP OFF REPORT GM CREDIT CARD SERVICES, and go to Betty's Rip Off Report about interest rates going from 10.99% to 32.44%, & then to the '1st Update' which was posted on 9-3-2007 when the Dow Jones was around 14,000. The PROOF is right there, isn't it?

'Only a pawn in their game.' - Dylan

WELCOME TO THE BIGGEST LIE ON EARTH- AMERICA: IN FRAUD WE TRUST!
Respond to this report!
What's this?

#4 Consumer Comment

Not completely BoA's fault.

AUTHOR: Patrick - Mesa (U.S.A.)

First let me say that I am in no way defending BoA's questionable posting practices (which is why I've been with Credit Unions for the past 20 years), but they are not totally at fault here.

So you had money in your account, and then you spent $148 somewhere. At some point the transaction posted, then was retracted by BoA. You spent more money, and then you asked the Teller for your balance (always a BAD idea to rely on the bank to tell you how much money you have available), and they told you $82.17, after which you withdrew $80 cash. Then the $148 got posted again and you overdrafted your account.

You made one fatal flaw in this scenario. You relied on the bank to provide you an accurate available balance. Unfortunately, they can't do that. They have no idea if you've written any checks that haven't posted, or if you've made any card purchases that vendors may not have posted yet.

The only way to avoid this in the future is to KEEP AN ACCURATE CHECK REGISTER! I guess they don't teach this in schools anymore. And the sad thing is it's so much easier to keep a balanced checkbook today than it was 15 years ago. Before you had only a check register that you wrote transactions in, and had to wait for your monthly statement in order to make sure you were balanced. Now there are so many banking software programs, like Quicken and Microsoft Money, that it is virtually impossible to make a mistake in your register (if you log everything properly that is). And you can balance your register every single day by going onto your bank's website. I've used Quicken since 1997 and love it!

BUT, make sure you leave transactions in your register, even if they show up as posted then mysteriously disappear later from your bank's website. You still spent the money, so you still must list it as gone. Otherwise, you're right back into this same situation again.
Respond to this report!
What's this?
Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?
Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Search Tips

Advertisers above have met our
strict standards for business conduct.