Pyramid Mortgage #1 Auditing ,The Bank Fraud Victim Center,KMD Enterprises, National Associated Services, John Dunn ,Kenneth M. DeLashmut posing as "Predatory Lending Defense Specialist" They will take your money and produce nothing Little Rock Arkansas

This rebuttal is in response to Mr. Ed Banas's complaint on the RIP-OFF website by Ken DeLashmutt and John Dunn

Many court cases have been won with our mortgage auditing and foreclosure defense process. With the help or our expert witness, our process has stopped foreclosures and we have even reversed a foreclosure case. Cases will be provided upon written requests only.

We have worked with many attorneys across the country educating them on our Mortgage Auditing Program.

Mr. Ed Banas hired us to do an audit and to assist him in locating an attorney to bring a case against his Lender. We preformed what we agreed to do for Mr. Banas and he knows this.

However, Mr. Banas was not able or unwilling to hire an attorney who would agree to take his case according to his terms and conditions. He also demanded a guarantee to eliminate his mortgage. Under these conditions there was no attorney who would take his case and he did not have the funds to pay the attorney which we later found out.

Anyone can file a complaint on the RIP-OFF WEBSITE and not have any verified proof of the complaint. Mr. Banas came to this web site to file a complaint knowing this fact and can make any complaint he wants.

Well guess what, I can also file a rip-off complaint against Mr. Banas because he has failed to pay PM1A, Inc. all the funds they would have received in this case by making false and misleading statements claiming to have the funds to hire an attorney to take his case. He never had the funds to hire an attorney.
My informational website (http:mortgage-home-loan-bank-fraud.com) describes the auditing process.

John Dunn is the case strategist and case manager and we have an expert witness available when required.

The service contract that Mr. Ed Banas signed states that when the mortgage document audit is completed and delivered there is no refund. The contract requirements were met. Mr. Ed Banas received the mortgage document audit with the understanding that it is his responsibility to hire a local attorney to take his case into court (We do not have attorneys on staff and we do not practice law).

Mr. Ed Banas filed a complaint with the Attorney General's office and in their investigation reported that Mr. Banas did not have a complaint because the mortgage document audit had been delivered.

He was not able to hire an attorney for his own reasons. If Mr. Ed Banas has legal grounds to take this complaint of his to court for breach of contract I think that he would have done so by now. He has not done anything but shoot off his big mouth in this RIP OFF REPORT with nothing to validate or verify his position (a cheap shot).

Mr. Ed Banas I invite you!
If you have a ligament legal beef then let's go to court!

Ken is correct I can't afford to give John Dunn another $285 an hour to re-audit the audit as he suggests in his email Only to pay again for what he owes me just as the following emails reflect in his own words.

Ken why is it you get on the phone with me 2/08 and tell me John owes me an audit then change you tune just 2 days later?

They did not provide an audit, they provided a poorly written federal complaint considered an attempt of a legal document by a non Attorney.

You will not find an attorney that will file these documents for a nominal fee of $3000 and 10% contingency as stated in the “Contract” or at least I couldn't. and neither can they based on the letter from the attorney they FINALLY recommended.

Again the attorney That they finally recommended returned a letter to me stating that BASED ON THE DOCUMENTS provided by John and Ken I do not have a case.

Further more the “ signed Contract” and an email from John states that they will locate the Attorney, unlike the second edited version Ken provided in his argument email that I have forwarded to the Attorney general as well.

John Dunn never responded or “Added on” to the letter he asked me to write to the Attorney General in Iowa.

John Dunn Writes below “I have put your case together and have mailed out to our Expert Witness”
Then several Months later writes again stating that he will put it together and send it to his Expert witness.

Here are a few of the emails copied directly to this form with personal info removed. I never received any refund as John Dunn admits is due, he only asked me to pay for a new audit because he tells me that the audit he provided was done by an incompetent person HE hired as his "audit expert" These people can't even cover their own Lies.

Ask them to provide you a name of an attorney they have successfully worked with because they couldn't give me a name only excuses and side stepping answers to those questions.

As of 2/08 one of my last conversations with them per John dunn on the phone they had no completed case only pending cases.

All I can say is I was given the run around (starting 4/06) for 2 years by these people and the end result was that the attorney they recommended tells me in writing that I do NOT have a case based on PM1 documents provided. Same answer I got from countless attorneys that I contacted and even paid. Yes Ken I Hired an Attorney contrary to your blatant lie posted, I have that document as well as the one from your recommended Attorney.

Look at the other post it seems I'm not the only one that was ripped off .
The attorney general is still involved in this investigation.

Again
I have a letter from the above mentioned Attorney that states in his opinion based on the documents provided by PM1 auditing I do not have a case.

"Ed, you need to ask TJ for a refund of your money.

He has not preformed for what you paid him for.

Let me know if you need assistance. I have a group of some 20 individuals who will be sending the Iowa Attorney General a complaint against him".

john

"If you need for me to testify against him, please let me know. I will be more than happy to do so. He has taken a lot of money from people. He has totally misrepresented himself in that he knows how to do mortgage auditing. I now have documented proof that he does not know what he is doing".

"HI Ed,

Yes. I need you to address the letter to PM1A, Inc. Inform PM1A, Inc. that you have tried to contact TJ Henderson pertaining to the audit to which you paid us as this was the way he would only do the Audit. He has not performed according to the agreement that we all made over the phone.

You are now asking for my help to 1). Get a complete refund of all the funds paid to TJ 2). Assist you in obtaining new council for your TILA case.

You are sending a copy of this letter to the TJ, the attorney general in Iowa and to PM1A, Inc.

Let me see your draft prior to mailing and see if I can add to.

I have put your case together and have mailed out to our Expert Witness.

Let's talk after this is done".

Thanks,

john

HI Ed,

"I do not know if the attorney has called back. Ken will need to respond to this issue. I can say at this point and time that you are going to need to bring in Marie to do a reaudit on the loan so she can be called as the expert on this case. The complaint will have to redone according to the findings of Marie, as she will have to testify as to her audit and not someone else's".

Ken did the attorney call you back. Let's get this completed.

Thanks,

john

No refund was ever received only a request to pay $285 per hour to REAUDIT the audit. These are John Dunns own words, facts from emails sent directly to me.

Hello I am here to give my report and history with John Dunn and PM1 Mortgage Auditing. I am Max from Nebraska. I am an individual involved in Insurance Adjusting and the Auto Industry. I have had no prior ties with any of the PM! Auditing employees. I contacted Mr Ken DelashMutt with the Bankfruad Victim Center in 2003, The reason for this was my Bank had numerous ways they had v iolated my self and my wife on a 2002 re-finance on our subject Home property! We were baited and awitched, we had numerous TILA Violations and the bank used 2 copies of "Original Documents" to make twice the money.

I could go on but at this point we decided to sue the Mortgage Company and the subsequent assignees or phony servicers! Ken helped us to understand that this happens all the time and advised me of what the company PM1 Mortgage Auditing could do for me. So I payed and up front fee and was handed over to direct communication with John Dunn. Mr Dunn advised me ther would be a fee of $3800 to habdle this case. I was ready to fight the Banks and paid him the same. I was advised up front that I would need to find my own attornies and they would help with the questions and arm me with information on how to locate a good attorney. Now let me tell you, in Nebraska, nobody fights the Banks here!!! So, we were plowing new ground to say the least. I found a good honest local Christian Attorney and introduced him to Mr Dunn over the phone. We filed the paperwork and sued the Banks. After 5 years of not making payments to the Ponzi-Schemer Banks, thanks to PM1 and our legal action, we now are chasing the Banks in Federal Court. If you live in Nebraska just contact me and I can advise a couple of great attorneys.

As far as John and Ken all I have to say is thank you so far, and we are now appealing a district court decision and we are Plaintiffs in a Federal Case chasing the Banks! I would have never done this without John Dunn. This man has answered the phone or called back in our many discussions. John has never asked me for more money, and has always delivered more than I expected. John is intelligent and a specialist in a specialized field. This is a cutting edge business that is ever changing. When you are suing or defending aganst Big Banks and Judges, there can be NO Promises! This is a chance we took, to fight the devil himself!!! Banksters that get away with loss of life, property and liberty on a daily basis. I have found out more than enough to know this is a very serious undertaking! If you choose to fight a Bank, you need to be ready mentally and financially! No nobody is going to hand a deed to you on a plate. But you can actively fight and get things straightended out, maybe lower your payment, win your home in court, or at lest force the Bank to be truthful and stop foreclosure. This all depends on your state and local Judges on any give day. No two cases are ever the same! If I were to do this again, I would reccomend Mr Dunn and his advice. I have also personally been on conference calls with Marie McDonnell and I can tell you she is an expert in a field that has very few "brave enought to fight" experts, that specialize themselves in helping others aganst RipOff Mortgage Companies like the many I have tied to my Note. Litton Loan, Deutche Bank, New Century Mortgage company, Morgan Stanley Dean Whitter and many more. Its amazing they were 2days from having me forceably removed by the Sheriff. Due to John Dunn, My two local attorneys and God Almighty, we pushed the Banksters back and are in a 1-2 year appeal in state court. We are residing in our beautiful home. Praise God and thank you Mr Dunn.

Max in Nebraska

This rebuttal is in response to Mr. Ed Banas's complaint on the RIP-OFF website by Barbara Abbott of Madisonburg, PA.

I hired PM#1A five years ago after a friend of mine named Allen Rearick met John Dunn at a conference he was attending out of state.

My case manager is John Dunn and our expert witness is Marie McDonnell. They have stood by my side every step of the way. John has been a great support and encouragement to me. He helped me locate two attorneys for my two cases that I would not have been able to locate otherwise.

My attorney Judge David Scholl has been working my case since the beginning and Marie McDonnell has testified on the witness stand in my behalf. She is extremely knowledgeable and gave us some insights to my case that we would not have had otherwise. Even Judge Sanchez of the Philadelphia Federal Court was impressed by her clarity of testimony, her knowledge and even allowed some new information from her in on trial day!

John Dunn, Ken DeLashmutt and Marie McDonnell have been there for me and my case for the last five years, so I absolutely cannot agree that they are a RIP-OFF as stated here by Banas. I do not know what I would have done without them and their help and caring!

I would highly recommend this group to anyone who needs a mortgage document audit or is in foreclosure because this group will stop the foreclosure and audit your closing documents for TILA violations and illegal title transfer.

They will stop the foreclosure and provide the mortgage document audit and the expert witness and coach your attorney to sue the lender for violations and settlement.

I believe that Banas does not have a legitimate complaint he must be employed by the Federal Reserve Bank because this group (PM1A, Inc.) is definitely hurting the banks by exposing TILA violations and bank fraud. They know their “stuff”.

I am still in my home today only because of the help John Dunn has given me in finding attorneys to help our case, providing countless hours of his own time in support, and his quest to ever become more knowledgeable in the field of mortgage fraud.

They know I have no more money for attorneys, etc. and still they keep helping me in my case along with my attorney, David Scholl, without any further funds except for the initial fees. There are not many folks who would do this.

Barbara Abbott

John Dunn is a scammer and a spammer ... and Ken DeLashmutt, T.J. Henderson, Marie McDonnell are probably the same considering they all work together. I caught John and I am reporting him to the government authorities. Watch out for anything coming to you with this information:

oliver@ipa.net

2 Northwest Court
Little Rock, Arkansas, 72212

13909 Belle Point Drive
North Little Rock, AR 72212

Tel (501) 228-0877
Tel (501) 224-1789
Fax (501) 325-5301

Also, Ken DeLashmutt's recent e-mail accounts on his websites do not work now, so something is going on. Do not trust these people and do not send anything to him. Just look at the rebuttals that support them. They look a little too perfect, and who would spend all the time writing like this unless it was some type of scam.

First off I work with a law firm that handles Forclosure Protection.

If you need an audit done you can hire a TRUE aduit company that will only charge about 400 or so to do a FORENSIC AUDIT which is as in depth as you can get. I spoke with Mr. Dunn and I also believe he is out there to just SCAM money from people in a bad situation.

Charging someone 3000.00 to do an audit is INSANE! and the fact that they cant help you and make you hire your own attorney should be a HUGE RED FLAG! I spoke with my attorneys and they checked him out. and I quote " F___ no we wont work with him.

If you really need help and want an Honest opinion without being charged for it. just google foreclosure attorneys in your state. most of them will do a free consult and let you know your options. This is not to generate any business for us. THIS IS TO PROTECT THE PUBLIC FROM SCAM ARTIST AND THOSE WHO FEEL THE NEED TO TAKE ADVANTAGE OF PEOPLE IN TROUBLE.

 

 

I appeared that Charles E Lincoln is involved with this company. I can not warn you enough to stay away from this man, he is a convicted felon, and a con man...he clams he can help with foreclosure but and will do and say anything to get money, he will NEVER do a bit of work, but keep begging for money...when the money stops he will have a straw man file liens and law suites to try to extort more money...he is a FRAUD, you have been warned...if you give that man money you have no one to blame but your self!!!

I here his new straw man is Peyton Freiman if you trust these clowns you will be 100 times worse off!


http://washingtonindependent.com/72399/charles-lincoln-and-orly-taitz-a-love-that-will-never-die
http://constitution.org/abus/cel/cel.htm