• Report: #737702

Complaint Review: ge money

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  • Submitted: Tuesday, June 07, 2011
  • Last Posting: Monday, October 31, 2011
  • Reported By: djcasper032@yahoo.com — brooklyn New York United States of America
ge money
florida Internet Internet 11223 United States of America

ge money for pc richards ge money bank is taking me to court for 3.000, Internet

*General Comment: Look out for other options


1Author 5Consumer 0Employee/Owner

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GE MONEY BANK IS RIPING ME OF I WAS PAYING THEM EVERY MONTH WHAT EVER I CAN AFORD NOW THEY SEND ME A LETTER FROM THERE LAWYER THEY WANT ME TOO PAY 250.00 A MONTH I TOLD THEM I CANT AFORD THAT I AGREED TO PAY 50.00 THEY SAID NO WAY ANY BODY HAVE ADVICE

This report was posted on Ripoff Report on 6/7/2011 5:55:24 AM and is a permanent record located here: http://www.ripoffreport.com/audio-electronic-retail-stores/ge-money/ge-money-for-pc-richards-ge-mo-2f8f8.htm. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

Don't Buy Stuff You Can't Afford

AUTHOR: MRamos - Brooklyn (United States of America)

SUBMITTED: Tuesday, June 07, 2011

If you financed something and fell behind of payments than GE Money Bank has every right to come after you for the full amount. When you started up the line of credit you understood the terms. It sucks that you cannot pay the $250 a month but no one forced you into doing business with them. Next time, don't buy something you cannot pay for.
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#2 Consumer Comment

Pay what you can afford

AUTHOR: mr rik - miami (USA)

SUBMITTED: Tuesday, June 07, 2011

or don't pay at all.

Screw 'em!
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#3 Consumer Comment

How is that a ripoff?

AUTHOR: Flynrider - Phoenix (USA)

SUBMITTED: Tuesday, June 07, 2011

" I WAS PAYING THEM EVERY MONTH WHAT EVER I CAN AFORD"

    I'd be willing to bet that your loan agreement does not say that you agree to pay whatever you can afford.   It is probably more specific than that. 

"ANY BODY HAVE ADVICE"

   You have choices.  You can pay according to the agreement.  Or you can not pay and wait for them to sue you and garnish your wages.    The latter is more expensive as they will add on several legal fees to pay for the judgement and garnishment process. 
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#4 Consumer Comment

more CHOICES

AUTHOR: mr rik - miami (USA)

SUBMITTED: Tuesday, June 07, 2011

Become "judgment proof" or file for BANKRUPTCY!

AW YEAH.
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#5 Consumer Comment

Look out for other options

AUTHOR: Eva871 - el paso (United States of America)

SUBMITTED: Monday, October 31, 2011

When we are not able to pay credit cards there is a relief called "CCCS" which means "customer credit counselling services". This is nothing but a money management company. When we are not able to pay our bills for credit card through GE Money, they have a department named as the latter. In this process you come into an agreement with the debt management company to pay a certain amount to them each month and they send the company (GE) a proposal about for. For a fixed amount of time your APR and Monthly minimum payments can  be adjusted. This is like the last resort to turn to before filing for bankruptcy.
Hope it helps! :)  
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