Michelle my fellow advocate has sent a very clear copy of the credit app your dealer sent to the bank that you send your truck payments to. I want to take this time to discuss what I see and what I feel.
First My fellow advocate in Scottsdale, Az tells me that at the time of your purchase at Bill Heard you were paying $600 per month for your apartment that you are living in and that the dealer put that you were paying only $450 per month. Car dealer lied to your bank, FRAUD!
We also had a chat about your income. The fact that your income was falsified on your credit app. My Fellow advocate tells me that you told him that you were getting MUCH less than the numbers that were on your credit app.
He also tells me that none of the writing on the credit app you gave him was in your hand writing except your signatures.
It seems like they had you fill out a credit app and sign it. Then after you went home they took a second credit app and made it look real good so the bank would like your income and the bank would like the fact that you were only paying $450 for your apartment instead of the REAL $600.
I feel that they put their photo copier to work to use their version of your credit app and photo copied your signatures at the bottom of their version of your financial info.
He told me that your husband at the time of purchase was earning about $19200 bucks a year and that someone put on your credit app that your hubby was making $48,000 bucks a year.
Again none of this info was in your hand writing or your husband's hand writing. The word that comes to my mind right NOW is FRAUD!
I also have been told that the dealer kept your car that you were led to believe that you were trading in was in their trade pen for over 4 months.
Maybe a good attorney could hold their feet to the fire for the damage to both of your credit reports for the repo. That would be VERY COOL.
If they knew at the time of sale that they had plans of kicking your trade OUT of the deal, why did they not return the car to you that day? I will tell you why they did not return your Altima to you.
They wanted you to believe that you were trading it in until they got a bank to pick up the paper on your Chevy S 10. I have been told that they waited 4 MONTHS to give you your Nissan Altima back. Again FRAUD.
Seems to me that Fraud is the only word in this dealer's vocabulary.
At this time I want to tell ALL car buyers after you do any kind of car deal, make sure that you call up your lender and ask for a VERY CLEAR copy of all documentation that the car dealer has sent to the bank when they got you approved for a car loan.
You just might get a big surprise. If your bank is not willing to give you any copies of all documentation, maybe they sleep in the same dirty bed the car dealers are sleeping in.
Now I would like to help this car buying VICTIM find an attorney that is a TRUE SHARK and is not afraid of going up against a big car dealer.
If you are a good attorney I challenge you to prove you have a BIG SET of balls, let's ROCK.
Consider this a request that Michelle is searching for a good attorney. Contact the editor for her contact info only if you are ready to ROCK.
I will see to it that any attorney that is willing to run with this case will get one of the most POWERFUL expert witnesses in the country.
I am sure that a jury would see FRAUD all over this car deal. I am also very sure that a jury would love to have my special expert witness tell them what he knows about auto dealer fraud.
Michelle I will do what I can to help you. My fellow advocate has told me about your meeting with him. I am aware of your situation. The Rip Off Report an all of us here are on your side.
Deception in the auto industry WILL BE EXPOSED!
I get great pleasure out of being the wooden irritator of car dealer scum worldwide.
Good Day Mate!
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