Earnhardt Toyota
6136 E Auto Loop Ave
Mesa Arizona 85206
U.S.A.
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Earnhardt Toyota Why can't I get the payments to match the payment calculator Mesa Arizona
1Author
3Consumer
1Employee/Owner
It's driving my son crazy... How did they come up with that payment??? We did the math over and over and over. Even showed the loan officier/sales person Tom White of Mr Ed's. He kept shaking his head and laughing at my son. My son said show me how you came up with the payment on this $24,000 RAV 4.
With the numbers he showed us we kept putting in the numbers into the calculator to come up with a 72 month payment of $656. My son said we would be financing $49,832 for a $24,000 car. Could not figure it out. My son is in college math and I have 2 college degrees. Guess they thought we were dumb.
Come to find out, even though they were giving me a trade of $8000 dollars they never subtracted it out plus added in the payoff twice.Once at the top and once in the middle to make it look like they were giving me a trade. They too held my keys hostage and did not want to give them back until I made a deal.
I told them I may have fell for it if you hadn't changed the numbers in a black marker. Sales person would not sell me the car I truly wanted a Scion for $16000. Said they couldn't mark the car up to cover my negative equity so the bank would give me a loan. Said I had too much negative equity. I said how is $2000 too much negative equity, it's not like I had a truck or SUV to trade in.
Total waste of my time. I was even so called preapproved for my loan. They tried to get me to pay 3 times the amount I was told over the phone for registration and license for the car plus a bunch of dealer fees I never heard of. NO wonder there is negative equity tryinf to charge my twicw the amount the car is worth. Thought they would be a little better then my last experience with Right Honda. Both real good ripoff artists. Now I know why I had a stomach ache when I went in there.
Good Luck to all you future car buyers just don't believe this place it was real bad.
I'm not stupid
Mesa, Arizona
U.S.A.
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REBUTTALS & REPLIES:
1Author
3Consumer
1Employee/Owner
Updates & Rebuttals
#1 Consumer Comment
AUTHOR: Karl - Highlands Ranch (U.S.A.)
SUBMITTED: Tuesday, July 08, 2008
POSTED: Tuesday, July 08, 2008
TOYOTA CORPORATION!!!!!!!!!!!!
Toyota Corporation is a corporation based mainly on these- FRAUD, MANIPULATION, GREED, CORRUPTION, DECEPTION, LIES & the CONSTANT PURSUIT TO FINANCIALLY INJURE THE INNOCENT, in my opinion!!!!!!
Toyota's President, Katsuaki Watanabe, knows all about his DEALER NETWORK and their way of doing things!! He obviously supports FRAUD, DECEPTION, MANIPULATION, GREED, LIES, CORRUPTION & the CONSTANT PURSUIT TO FINANCIALLY INJURE THE INNOCENT, wouldn't you agree?!!!!!!
Google this- SEXUAL HARASSMENT TOYOTA and read it!!!!!!!!!
Google this- SUIT: DEFECT REPORTS ALTERED TOYOTA PLANT and read the 'Whistleblower Lawsuit'.
Google this- ENGINE SLUDGE and go to the consumeraffairs website about Toyota engine problems and read them!! MAKE SURE to click on 'Airbags' when you are there and read them too!!!!!!!!!!!!!!!!!!!!!!!!! Possible CONSPIRACY by Toyota to 'cover-up' this problem, right?
Google this- YOUTUBE TOYOTA SEQUOIA DEFECT and watch the video of a Sequoia that flipped over on I-95.
Google this- BALTIMORE SETTLEMENT CALIFORNIA TOYOTA and read how Toyota TARGETTED African Americans & Hispanics and charged them higher interest rates due to their SKIN COLOR!! Perhaps TOYOTA is behind the MORTGAGE MESS in the USA by giving out their SECRETS to the Banking & Mortgage Industry and showing them how to DEFRAUD consumers & INTERNATIONAL BANKS, correct? Maybe China's $1.5 TRILLION investment in the USA is GONE and Toyota was part of it, right?!!!!!!!!!!!!!!!! Japan always did hate China, didn't they?!!!!!!!!!!!
By the way, Google this- SLUDGE POEM and read it! Toyota's CEO, Jim Press, QUIT his position at Toyota exactly two weeks after SLUDGE POEM was posted on 8-23-2007. He announced his resignation on 9-6-2007 and went over to Chrysler!! Chrysler is now COLLAPSING!!!!!!!!! I wonder why?
TOYOTA'S STOCK IS FALLING!!!!!!!!!!!!!!!!!!!!!!!! SELL ALL YOUR TOYOTA STOCK NOW!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! IT WILL CONTINUE TO FALL!!!!!!!!!!!!!!!!!!!!!!!!!!! IT HAS TO!!!!!!!!!!!!!!!!!!!!!!!!!!! Quote: 'If annual sales are going down, so should the STOCK.' - Harvard Business Professor, 2004. Google this for proof- RIP OFF REPORT FUEL FREEDOM INTERNATIONAL MPG CAPS and go to the 2001 Toyota Tacoma Report and then to the UPDATE entitled- 'Blame it on a Lawyer' and read what the Harvard Buisness Professor said to his class!!!!!!!!!!!!!!!!!!!!!!!
TOYOTA- MOVING BACKWARDS!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
P.S. One more to Google; please Google this- SINGH V TOYOTA and read it!! He died!! He burned to death in his Toyota Corolla!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
P.S.S. Google this- SLUDGE POEM 2 and read it!! It's about Toyota's President- Katsuaki Watanabe!!!!!!!! He has NO HONOR!!!!!!!!!!! He believes in SLAUGHTERING the innocent, in my opinion!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
#2 Consumer Comment
AUTHOR: Friendly Help - Anderson (U.S.A.)
SUBMITTED: Tuesday, July 08, 2008
POSTED: Tuesday, July 08, 2008
Don't be a payment buyer. Payment buyers get screwed. Period.
If you need financing, get it at your bank or credit union BEFORE you ever visit any dealer......
A TI BA2Plus is good to have in your pocket.
Trading in a vehicle that has significant value is asking to be screwed.
If you only buy new for cash, you can request quotes from the general manager at several dealers by mail or fax. No trade. This makes the deal very simple alowing you to avoid the Dealer B.S. Game.
#3 Employee
AUTHOR: Thetruth - CHANDLER (U.S.A.)
SUBMITTED: Wednesday, October 15, 2008
POSTED: Wednesday, October 15, 2008
While doing the quick math on an auto payment calculator, I came up with this...
If the purchase price of the car is $24000 and you add 10-12% for taxes and fees you come up with $26000 or so for a total financed price. At 21.8% interest you would pay $21232 in finance charges which brings you to that $656 payment that you are questioning. I hope this helps, and yes Mr.Ed does have lenders that have rates as high as 24-26% depending on credit and structure of the deal.
#4 Consumer Comment
AUTHOR: Lenny - Houston (U.S.A.)
SUBMITTED: Thursday, October 16, 2008
POSTED: Thursday, October 16, 2008
You have 2 college degrees which doesn't make you marketplace savvy.
1. You didn't even think to get financing before you walked in there?
2. You have negative equity? Why are you buying another vehcile when the first one isn't paid off? Now you would be paying on 2 vehicles and own one.
3. Why couldn't you make do with a good used car at half the price?
At least you had the sense to sit down and down the arithmetic.
Before you walk into a dealer you should know how much you should be paying (many website like edmunds.com will give a good idea of how much a vehicle should cost). You should not trade in a vehicle - look at kbb.com (Kelly blue book) and see how much a tradein is worth vs. selling it yourself. You should already have a loan ready from your bank or credit union. Now you are ready to talk to a dealer - no trade in, no loan - just a cash deal. So much simpler.
