get a refund for a portion of the remaining warranty, if you'd like. Simply contact the warranty company and tell them you want to cancel, and receive a refund. (Pro-rated, of course.)
Let's face it, what good is having that warranty, right? Any money recouped from that warranty is better than nothing, correct? You can also go back into the dealership and have the finance manager who you worked with call the warranty company and help you to cancel it.
***VERY IMPORTANT: Make sure that YOU get the refund check from the warranty company, and it isn't sent to Germain Toyota, okay? Get everything in writing! And make sure you also talk to the person at the warranty company if you decide to go back into the dealership.
Good luck to you, & keep us posted.