Farmers Insurance Company - Tom & Debbie Bergschicker I purchased two policies on two homes and requested earthquake Ins. on each policy. I did not get the policies for over month and because I was in the process of moving I did not read the policy and when I did around ten days later I found there was no earthquake insurance on the policy. I called the agency denied I ask for earthquake Ins. and quoted me an additional $1,400.00 per year on one poli Memphis Collierville Tennessee

I purchased two home owner policies October 7, 2008, from Farmers Ins. agent Debbie Bergschicker which was to include earthquake insurance on each policy. I didn't receive a policy for over a month and while in the process of moving I did not read the policy for a few days only to discover there was no coverage for earthquake insurance, I called the Farmers agent and she said I didn't ask for earthquake insurance and quoted me an additional annual premium of $1,400.00 on one home and $800.00 on the other, I told her that I did request the earthquake insurance and that I was going to cancel both policies which I did on December 4, 2008. I was charged $2,501.00 for both policies on October 7, 2008, and their charge for less then two months was $719.06 of which $302.32 was cancellation fee's.

I have turned the matter over to the States Attorney General, the Insurance and Banking Commission, consumer affairs, the FTC and my attorney.

STAY, STAY, STAY, AWAY FROM FARMERS INSURANCE.

J. b.
Cordova, Tennessee
U.S.A.