USAA "Let's screw everyone!" USAA IS AN ABSOLUTE RIPOFF San Antonio, Texas

We have been using USAA for 18 years and have never had a problem other then their home insurance rates and auto rates can be astronomical compared to other insurance companies.  On the other hand, their banking services are excellent.  Their credit card service security is fantastic.  We've had several fraudulent charges and problems with retailers over the years and USAA has always taken care of us and protected our consumer interests.  This bank is the number one rated bank in the country and for good reason.  USAA does not mess around with people with bad credit or bad banking habits.  They quickly get rid of them or deny them service in the first place. 

Your bankruptcy may not be any of our business but it is the business of your banking institutions by law especially if you are renegging on a loan with them.  It is a legal case between you and USAA. As far as your experience goes, once you filed for bankruptcy the courts began to look into your banking records.  Since you will probably lose a home or a car those insurance policies will become the business of the companies who granted those loans to you.  USAA will lock down  your accounts for legal reasons.  By filing bankruptcy you have told the world that you do not intend to or can not pay for your past financial obligations.  What you paid for in the past does not mean you own those insurance policies any further.

With bankruptcy you have reneged on all financial obligations and thus you will no longer be trusted by financial institutions or other credit agencies.  It's part of the deal so suck it up and get on with life.  You can now go bless other insurance companies with your business.  USAA really doesn't need it.  Check their stats.  They have not lowered their standards to match the current economy.