53 Bank - FIFTH THIRD BANK charged off my loan and I have payment history showing that I made my payments. One was late because there was fraud on my account and the check was cancelled.Without notification! Internet

I check my credit every six months or so and I see on there that 5th 3rd (auto loan) is in charge off status and showing up on my credit, so I dispute to the bureau and they respond saying the have the results of my dispute and it stays as is on my credit report. So I call the credit bureau and they read what 5th 3rd's response was and that I needed to contact them. So I call 5th 3rd and they inform me that yes my account is in charge off status but their not totally sure why and give me the run around for a day and half. I then spoke with the banks recovery department and man were they disrespectful and rude. The women went through my payment history revolving around the time in question and she confirmed that I was making my payment and that on was a month late (but paid none the less) and one was a partial payment because they took some of the payment for fees but there is nothing they will do for me and the total loan is due immediately...can you say OMG! I never received a single notification about ANYTHING pertaining to this matter not even about the charge off. This bank has been a vicious loan shark and has now caused detrimental damage to my credit and I work so hard to stay on top of this type of stuff. What has become of our industry and society when companies that we the consumer keep in business are so willing to screw over the person who doesn't try to screw them over...

Shane

PS. if you're with 5th 3rd I recommend you refinance out of that bank.