• Report: #525565

Complaint Review: Bank Of America ATM's

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  • Submitted: Wednesday, November 18, 2009
  • Last Posting: Thursday, November 19, 2009
  • Reported By: auntieannie2 — Sacramento California United States of America
Bank Of America ATM's
ATM machine Vallejo California United States of America
  • Phone:
  • Web:
  • Category: Banks

Bank Of America ATM's ATM eats my paycheck!! Vallejo, California

*Consumer Suggestion: Make sure you follow up your call with a dispute in writing.


1Author 1Consumer 0Employee/Owner

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I went to a freestanding B of A ATM machine to deposit my pay check, over $6000!. There was a notice that no envelope is to be used for deposit. I put the check in the slot. The check disappeared and a screen came up with an image of the check and a message that the machine could not read the amount of the check and to manually enter the amount. The image of the check was way too small for me to read the amount on the screen so I punched the key to have the check returned. Well, guess what? The machine did  a few little light flashes and I could see that it was trying to push the check back out through the slot, alas, after a minute or so, the screen went blank and my atm card was returned. No check, no deposit, no nothing!!!I could not believe it. When I called the 800 number, I could not believe their nonchalant attitude. They asked me all sorts of my personal information (I was standing in a public place next to a line of people trying to use the ATM machines). Then they said it would take 10 business days to resolve the 'issue'. They said they 'didn't know' how often the ATM's would be emptied! They also said that 10 days is fast, and that it usually takes 45 days to resolve these things.Then they said they would give me credit IF the check is located. Can you believe that kind of glibness? I've been a B of A customer for 40 years and this just about takes the cake. Why are they replacing the old ATM machinery if the new machines are not doing the job they are supposed to. They can't read the checks well and the customer gets stuck with bad results. Then they treat the customer in a non chalant, pretty indifferent manner. They seem to forget that their customers are real people who have bills to pay NOW and not in 10 business days. What if my rent is due tomorrow, what I need cash from my pay check to pay bills that are due NOW? I think Bof A has the responsibility to get over to that ATM machine within 12 hours to find my paycheck and either post it to my account or return it to me.

This report was posted on Ripoff Report on 11/18/2009 9:06:32 PM and is a permanent record located here: http://www.ripoffreport.com/banks/bank-of-america-atm/bank-of-america-atm-s-atm-eat-5a8ed.htm.

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1Author 1Consumer 0Employee/Owner
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#1 Consumer Suggestion

Make sure you follow up your call with a dispute in writing.

AUTHOR: Robert - Wallingford (U.S.A.)

Make sure that you send them your dispute/complaint in writing.  Put in as much detail as possible as to what happened as well as when you called and who you spoke with.  There should be a section in your account terms that will tell you were to send it or possibly something on their web site, like a form and address to send it to.

You need to file the claim in writing to make sure that your rights under the banking regulations are not forfeited.  They can also deny your dispute if they do not receive it in writing.

Once they receive your dispute, they should issue a provisional credit to your account while they investigate.  Banking regulations allow them 10 business days to do that after they receive something in writing from you.


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