Bank of America & Wachovia in Cahoots! Drained my CHekcing account to fatten their pockets and higher ups on Phoney OD/Unavailable Funds Fees! San Diego, California

I am looking to make some change! These 2 banks have stolen my money long enough!

I am looking for a class Action against these 2 banks and looking to get the legislation to change the way these 2 banks are operating under these fees! These are not legitimate and We are not going to take it anymore!

If I have money in my account and the bank still cleans out OD fees for items in which I AM NOT overdrawn, how is that legitimate? How is it possible when my employer banks with Bank of America, and I get my employer Direct Deposit advice on the 10/16/09, why did I not receive my Direct Deposit until 10/21/09?

How can I be overdrawn on 10/20/2009 when I have hundreds of dollars in my account? This HAS TO STOP! TRIM YOUR FAT IN THE COLLECTION DEPARTMENT! Stop strangling me for cash, I need it!