Bank of America Left me $100 also took everything I had worked for gone los angeles, California

  Normally, the pat answer to this dillema would be that you're out of luck.  Banks have what is called a "right of offset", which allows them to deduct any delinquent payments you owe them from a deposit account.

   You're case is a bit different in that they are taking money owed for a credit card or revolving line of credit.   According to the Comptroller of the Currency, National banks can not exercise their right of offset when the debt is a consumer credit account.    As long as this is not a business credit card, it would seem that the bank has overstepped its bounds.

  You should check out the Comptroller of the Currency's website here :

http://www.helpwithmybank.gov/faqs/banking_offset.html

  And you should follow up with both the C of C and your bank.  It seems they may be breaking the law by taking funds from your deposit account to satisfy a credit card debt.

  Since banks can deduct money from accounts to satisfy other debts, it would be wise in the future not to have a deposit account at a bank where you have delinquent accounts.