capital one bank
620 hempstead trpk,
elmont New York 11003
United States of America
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- Phone: 516 328 8100
- Web:
- Category: Banks
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capital one bank deposited a "bankers check" on 3/18 2011. as per "check 21 law" the amount should have been credited into my account within minutes. as of today... 3/23 2011 they still giving me the runouround.... B elmont, New York
*Consumer Comment: regulation CC
1Author
1Consumer
0Employee/Owner
capital one fraudulent practices.
on 3/18 2011 i deposited a bankers check into my account at capital one.
as of today they still keeping my money, giving all kind of excusess.. capital one could not reply, when asked about check 21 act..... which states: checks in the same state, county is credited... in max 2 working days... all capital one had to do..: send electronically the info of the bankers check to the issuing bank to have immediate transfer...or proof of funds..
as of today.. they still"checking" the vericity of my bankers check..... when i mentioned check 21 act( a FEDERAL LAW ) they reply was... "we are working on it!"
in short.... capital one is using MY money, refusing to credit my account as of today.. march 23 /2011! i am ready to report them to the proper authorities, news agencies or anyone interested to pursue a lawsuit against this practice... this is not the first time capital one did this to me... now i am fed up!
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REBUTTALS & REPLIES:
1Author
1Consumer
0Employee/Owner
Updates & Rebuttals
#1 Consumer Comment
AUTHOR: Ashley - springfield (U.S.A.)
SUBMITTED: Wednesday, March 23, 2011
POSTED: Wednesday, March 23, 2011
On cashier's checks there are different rules than normal checks. For large cashier checks, the bank can take up to 10 buisness days to cash you check. Additionally, under the rules you stated the weekend doesn't count. If it is a smaller check and you deposited it on friday after say 2pm, the bank would have began processing it monday, giving them until today to cash the check. What time did you deposit the check on friday and was the check over 5000$? If it was they have 10 days. If it was after their cutoff time on friday they have until end of buisness today to cash your check. Calm down.
