#1 Update By Author
AUTHOR: Chris - Colorado Springs (USA)
SUBMITTED: Monday, December 05, 2011
POSTED: Monday, December 05, 2011
respond to all the complaints filed against them .chase employes posing as the public. With super knowledge about banking rules and chase policys in particular. please dont waste my time with your phoney rebuttals. I wont even respond.
#2 Consumer Comment
AUTHOR: Flynrider - Phoenix (USA)
SUBMITTED: Tuesday, December 06, 2011
POSTED: Tuesday, December 06, 2011
Although I don't work for Chase or any other bank, I do know about the rules governing banking. Why? Because keeps me from overdrafting, incurring fees and encountering surprises like the one you posted about. You should try it.
I can tell by your post that you've never sat down and read the rules regarding checking accounts. They're available online or in printed form from any bank. I can assure you that when dealing with banks, ignorance is not bliss.
" A girl at wells fargo told me chase is known as chase your money away. that they are fee based and pull this stuff all the time. "
Wells Fargo??? That's priceless. Tell me, do you really think any of the big banks are any different?
I think if you go to your favorite search engine and plug in "right to offset", you'll find out what happened to your $107. If you think other banks do not exercise their right to offset, you would be sorely mistaken.
#3 Update By Author
AUTHOR: Chris - Colorado Springs (USA)
SUBMITTED: Tuesday, December 06, 2011
POSTED: Tuesday, December 06, 2011
that they hire organizations to"rebut" why would the average joe even care. Honestly what kind of fool does not when he has been screwed. I do have a PHD by the way.No further comment. Rippoffs.
#4 Update By Author
AUTHOR: Chris - Colorado Springs (USA)
SUBMITTED: Tuesday, December 06, 2011
POSTED: Tuesday, December 06, 2011
they will engage in some personal attack. Like spelling or something. Of course they were not there and do not know any of the facts. Still they will try to make the complaintant look bad by saying banks are good. Banks follow the rules. Which of course we all know is totally untrue. Banks are there to make money. Chase just happens to do it more .At least that has been my experience.
#5 Consumer Comment
AUTHOR: Robert - Buffalo (USA)
SUBMITTED: Wednesday, December 07, 2011
POSTED: Wednesday, December 07, 2011
You have a PhD??? The real ripoff you have suffered is from the university that granted the PhD. I would expect a PhD to have a better command of the written language. I would also expect a PhD to have BETTER than average RESEARCH SKILLS to confirm any contract terms BEFORE signing (opening an account.)
#6 Consumer Comment
AUTHOR: Joseph Brown - Spartanburg (USA)
SUBMITTED: Wednesday, December 07, 2011
POSTED: Wednesday, December 07, 2011
Come on Robert, in this guy's case, PHD means Piled High and Deep. I guess he couldn't find a 3rd grader to write his post.
#7 Consumer Comment
AUTHOR: Karl - Highlands Ranch (USA)
SUBMITTED: Wednesday, December 07, 2011
POSTED: Wednesday, December 07, 2011
Dear Chase Employees,
Are you aware of the fact that JP Morgan Chase has taken out $11 Billion in 'secret life insurance policies' on its current and former employees, according to information available on the web? Simply 'Google' this- BANK EXECUTIVES PROFITING ON THE DEATH OF EMPLOYEES, and read the related articles for proof.
Then stay at this site and type in 411913 and read Ripoff Report #411913 for additional information regarding the 'secret life insurance policies', and the law firm that is representing some of these bank employees whose personal information may have been used without their consent by the banks.
You can also 'Google' this- WHO OWNS THE FED?, and go to the site with the 5 charts to see that J.P. Morgan Co. is listed in 'Chart 1'.
Finally, please feel free to stay at this website and type in- FEDERAL RESERVE, and read the Ripoff Reports from people all over America for more information.
Sincerely,
Karl
#8 Update By Author
AUTHOR: Chris - Colorado Springs (USA)
SUBMITTED: Wednesday, December 07, 2011
POSTED: Wednesday, December 07, 2011
who gives a s**t what some chase telemarketer complain answer guy says. You don't have one and I do. Go back to your phoney answering internet job.
#9 Update By Author
AUTHOR: Chris - Colorado Springs (USA)
SUBMITTED: Wednesday, December 07, 2011
POSTED: Wednesday, December 07, 2011
as long as chase bank exists .You will have plenty of complaints to answer. Why would non employees care so much about a bank and work so hard to discredit complaints. The answers are always filed during normal business hours 9-5. Never at night when actual people are off work Oh well at least you guys pay taxes. Say Hi to chase for me.
#10 Consumer Comment
AUTHOR: Flynrider - Phoenix (USA)
SUBMITTED: Wednesday, December 07, 2011
POSTED: Wednesday, December 07, 2011
Most people who have gone to the trouble of earning a Ph.D also know how it is abbreviated (PhD is also acceptable). Most people who have obtained doctorate level degrees also are capable of doing simple things like balancing checkbooks and reading terms and conditions. I would also expect a higher level of literacy displayed from someone who had spent 6-8 years writing reports, theses and dissertations. Of course, this assumes that you didn't buy your Ph.D from a mill on the Internet.
I noted that even though your first post said you would not reply, you have already done so twice, including yet another statement saying your would have no further comment. This is getting funny.
By the way, I couldn't help noticing that your reply did not address anything that I posted. Did you find out what a "right to offset" is and how it applies to your complaint?
#11 Update By Author
AUTHOR: Chris - Colorado Springs (USA)
SUBMITTED: Thursday, December 08, 2011
POSTED: Thursday, December 08, 2011
I used the key word overdraft excessive. You can join class action law suits against major banks like chase. It's easy just fill in the form. New laws have been enacted to protect consumers from these bank bullies. Ok it was two masters and 1 year of law school. When im not graded I don't try as hard. I don't get paid to do this like the organization chase has hired. So I just whip through it. Is the University of Oregon and Oregon State a good eneogh set of schools for you. Why don't you post a few of your degreees if you have any.
The issue here is that I was there ,You of course were out concerning yourself with other peoples word processing skills. Hardly an argument against an industry that has been sued , will be sued and is always being sued. Your whiles it's true we have stolen millions. The people we stole it from do not write as well as we would like. Please dismiss thier case and let us back to lying and stealing.
#12 Update By Author
AUTHOR: Chris - Colorado Springs (USA)
SUBMITTED: Thursday, December 08, 2011
POSTED: Thursday, December 08, 2011
Go to Bank overdraft .com to join class action law suit.
#13 Consumer Comment
AUTHOR: Flynrider - Phoenix (USA)
SUBMITTED: Thursday, December 08, 2011
POSTED: Thursday, December 08, 2011
So, you admit you were lying about having a Ph.D and now you expect us to believe that you have two Masters degrees instead? I expect that by your next post, you'll be pitching it as one bachelors degree and a side of fries. Given your logic and communication skills, I wouldn't even believe that. While it's easy to type the names of universities, it is much more difficult to feign a level of education that you do not possess. The fact that you think typing the names of schools would impress anyone does not score you any points.
Watch this :
M.I.T.
Harvard University
Cambridge University
Pretty impressive, eh?
You are just a wannabe who can't balance a checkbook. Anyone reading your posts can easily see that. It takes 5th grade level math skills to avoid the pitfalls you described. How do you explain that away?
#14 Update By Author
AUTHOR: Chris - Colorado Springs (USA)
SUBMITTED: Thursday, December 08, 2011
POSTED: Thursday, December 08, 2011
it says the deposit was suppose to go in that day. That was the whole point it was a lie. Thats the crux of the rip off the lie. Im sick of arguing with a fool.If you went to MIT why are you working there answering complaints as a hired gun. Defending the indefensible like some common yoko. As I said before you were not there and have no right to even comment. Only a fool would even listen to you.
#15 Consumer Comment
AUTHOR: Ken - Greeley (USA)
SUBMITTED: Thursday, December 08, 2011
POSTED: Thursday, December 08, 2011
He never said he attended any of those universities, he just said listing them was pretty impressive.
I don't think you have the comprehension skills of a 3rd grader and the more you post, the more you prove it.
I would first believe that Flynrider was President of the U.S. before I would believe pretty much anything you said.
#16 Consumer Comment
AUTHOR: Diogenes - Averill Park (USA)
SUBMITTED: Friday, December 09, 2011
POSTED: Friday, December 09, 2011
First it was a Ph.D., and now it's two Master's degrees. Give me a break. I actually DO have an earned Ph.D. and I can pretty much guarantee that Chris does not have 2 Master's degrees ( unless, of course, she purchased them online ). I have taught at my university here in upstate NY for quite some years, and would NEVER pass any student who displayed such a lack of grammatical skills. And to LIE about earning a Ph.D. ? That's unforgiveable !!! It brings under suspicion everything she states.
#17 Consumer Comment
AUTHOR: Striderq - Columbia (U.S.A.)
SUBMITTED: Friday, December 09, 2011
POSTED: Friday, December 09, 2011
Your original complaint makes no sense. You say that your concern was to have the deposit go in the same day. However you state that "a few days later" 3 bounced checks. It sounds like Chase uses a "debit first then deposit" processing. Meaning all debits (checks, purchases, etc) are deducted before any deposit is credited to the account. I would hazard a guess that you made your deposit after cut off on Friday and then got hit Monday night processing with the fees. The proper way is to have the money in the account BEFORE you write the checks.
Yes, I used to work for a bank but not Chase. Third grade math and 5 years as Customer Service helps me explain how to keep from getting overdraft fees.
By the way, when you post here, if you hit the little "ABC" over the check mark the site will help you with your spelling.
#18 Consumer Comment
AUTHOR: chaosflamespirit - (USA)
SUBMITTED: Friday, December 09, 2011
POSTED: Friday, December 09, 2011
that any of us work for Chase, you're an idiot. Also, I'm posting this when I very well should be asleep, not in the 9-5 hours you so claim.
#19 Update By Author
AUTHOR: Chris - Colorado Springs (USA)
SUBMITTED: Friday, December 09, 2011
POSTED: Friday, December 09, 2011
will contact a lawyer about your gerella tactic and defamation of character.
#20 Consumer Comment
AUTHOR: Robert - Buffalo (USA)
SUBMITTED: Friday, December 09, 2011
POSTED: Friday, December 09, 2011
Laughable!
Here's some legal tips for you Chris.
1. The TRUTH is an absolute defense against any defamation suit.
2. Calling an admitted LIAR a liar is not defamation!
3. In any such defamation suit, you have to PROVE damages! It should be interesting to learn how an admitted liar is damaged by being called a liar.
I can't stop laughing. You posted 3 BS reports and you were caught lying.
Tell us again about those 2 Masters degrees you claim to have. Don't forget that one year of law school either.
Frankly, at this point I doubt you successfully completed high school! LMAO!!!
#21 Consumer Comment
AUTHOR: Ken - Greeley (USA)
SUBMITTED: Friday, December 09, 2011
POSTED: Friday, December 09, 2011
Would a Phd or one with TWO Masters degrees post something like this?...
"#19 Update By Author I think your tactics constitute libelAUTHOR: Chris - Colorado Springs (USA)SUBMITTED: Friday, December 09, 2011POSTED: Friday, December 09, 2011 will contact a lawyer about your gerella tactic and defamation of character."
What is a "
gerella tactic?"
An individual with your "claimed" education would know it's
guerilla tactic.
Be sure to include all your postings on ROR to save your attorney the time and effort of finding himself, while charging you his hourly fee. Not sure your claims will stand the light of day.
You really should quit while you're only this far behind.
#22 Update By Author
AUTHOR: Chris - Colorado Springs (USA)
SUBMITTED: Friday, December 09, 2011
POSTED: Friday, December 09, 2011
maybe I should spend the rest of my life worried about it. Its been 10 days get a life. Oh i forgot you get paid for this.
#23 Consumer Comment
AUTHOR: Lorenzen - Naples (U.S.A.)
SUBMITTED: Saturday, December 10, 2011
POSTED: Saturday, December 10, 2011
I'll have to agree with Ken, Dio, Robert and the others on here. Chris, not only do you not have ANY college degree, but you are close to being classified as illiterate. And, personally, I wouldn't believe you if you told us that the sky is blue.
#24 Consumer Comment
AUTHOR: Flynrider - Phoenix (USA)
SUBMITTED: Saturday, December 10, 2011
POSTED: Saturday, December 10, 2011
I thought you said you attended a year of law school? Your take on libel and defamation are certainly novel. Your former "professors" would be most proud.
To add to the humor, let me turn the Wayback Machine all the way to Dec. 5th, when you posted :
"please dont waste my time with your phoney rebuttals. I wont even respond. "
I'm sorry you've wasted so much time on this, but we just can't help watching you dig your hole deeper and deeper. Perhaps you should have taken your own advice.
#25 Consumer Comment
AUTHOR: Clay - Pollocksville (U.S.A.)
SUBMITTED: Saturday, December 10, 2011
POSTED: Saturday, December 10, 2011
Thanks for this thread. I'm lovin' it! ☺
And to think, over a $50 check deposit.
Completely Pathetic!
I'm not saying the banks don't have shady practices & policies, I'm saying anyone that has delt with banks knows how they operate. I NEVER buy things until I check my account online to see if my check has been deposited. Before the internet, I'd call the 800 toll free number to check my account balance.
But still the small amount ($50) is the kicker. From someone who claims to have a PhD or a masters degree...you've just shown that when it comes to doing business in the banking world, a college degree doesn't mean much.
$50....gee whizz!
Count your losses, learn your lesson, then move on.
If you've failed to learn your lesson, you're doomed to be "ripped off" again.
Cheers!
#26 Consumer Comment
AUTHOR: alex - dallas (United States of America)
SUBMITTED: Tuesday, December 13, 2011
POSTED: Tuesday, December 13, 2011
I would have all of you arrested. Except Chris. Anyone who would side with you "boys" children is a better word would have to be of a very low IQ.Your not even witnesses. You were not there. You sound very stupid to me.
#27 Consumer Comment
AUTHOR: alex - dallas (United States of America)
SUBMITTED: Tuesday, December 13, 2011
POSTED: Tuesday, December 13, 2011
like typical punks. Young kids that think they are smart because now they can drive. Smart ass nobodys with a big mouth.
#28 Consumer Comment
AUTHOR: alex - dallas (United States of America)
SUBMITTED: Tuesday, December 13, 2011
POSTED: Tuesday, December 13, 2011
done in politics all the time. Anyone who believes this is fair is a fool.
#29 Consumer Comment
AUTHOR: voiceofreason - (United States of America)
SUBMITTED: Tuesday, December 13, 2011
POSTED: Tuesday, December 13, 2011
Judge Alex! I love it. Are you the TV judge? et's hang them bankers high, boys!
Pu a TEX-AY-YES size noose around theah necks, son!
Bottom line, Chris, after going through this whole mess 5 years ago, why on earth did you even want to bank with them again, let alone accept some clerk's word for statutory limitation data?
#30 Consumer Comment
AUTHOR: Karl - Highlands Ranch (USA)
SUBMITTED: Tuesday, December 13, 2011
POSTED: Tuesday, December 13, 2011
Dear Chase Employees,
Since JP Morgan Chase acquired Bear Stearns in 2008, and Bear Stearns was one of the banks named for having 'secret life insurance policies' on its employees, we can logically conclude that JP Morgan Chase has well over $11 Billion in 'secret life insurance policies' on its employees.
Simply type in 411913 at this site and read Ripoff Report #411913 for the information about Bear Stearns also having 'secret life insurance policies' on its employees.
Don't forget to 'Google' this- BANK EXECUTIVES PROFITING ON THE DEATH OF EMPLOYEES, and read the related articles to see that JP Morgan Chase was one of the banks exposed for having $11 Billion in these policies.
Try to imagine a pile of cash that contains $1 Million.
Now try to imagine 1,000 piles that each contain $1 Million.
That's $1 Billion.
Now try to imagine 11,000 piles of cash each containing $1 Million.
That's $11 Billion!
That's the amount of 'secret life insurance policies' that JP Morgan Chase has on its employees, according to all of the information available on the web.
Sincerely,
Karl
***NATIONWIDE MORTGAGE ALERT: Make sure to type in all of the following numbers at this site and read the Ripoff Reports for valuable information if you have a mortgage in the USA-
481508
666769
476868
668678
688047
803940
#31 Consumer Comment
AUTHOR: alex - dallas (United States of America)
SUBMITTED: Tuesday, December 13, 2011
POSTED: Tuesday, December 13, 2011
I would think that you boys could find something else to do. Unless of course this is your job .Professional liars. What a thing to be proud of. A professional lair. Kind of like a prostitue only with a title. PR man. Even the title is a lie. Did you know that your creator hates liars and burns the forever. Maybe that will end your fun. For good.
#32 Consumer Comment
AUTHOR: alex - dallas (United States of America)
SUBMITTED: Tuesday, December 13, 2011
POSTED: Tuesday, December 13, 2011
I will have to leave it to the intelligence of the readers to decide if you are just punks or professional liars. Either way a review of the original complaint is all that is necessary to see how issues have been avoided and the facts twisted. If you are professional liars. Your not very good. I think you feel your readers are less than bright and cannot keep track of a simple story. That they don't notice whenyou change things all around. Maybe you should seek other employment .Maybe a bus boy or fry cook.
#33 Consumer Comment
AUTHOR: Flynrider - Phoenix (USA)
SUBMITTED: Tuesday, December 13, 2011
POSTED: Tuesday, December 13, 2011
How can we pass up the amusement of semi-literate posts written by people who pretend to be judges and claim ridiculous educational backgrounds. Frankly, the only reason I look at this thread is to see what the next absurd claim will be. Will we be graced by the presence of a U.S. Supreme Court justice, or maybe someone who won the Heisman Trophy? Stay tuned!
#34 Consumer Comment
AUTHOR: Striderq - Columbia (U.S.A.)
SUBMITTED: Tuesday, December 13, 2011
POSTED: Tuesday, December 13, 2011
Not likely. Judges are observant. You posted the respondents were boys when a female posted. Also judges can not have someone arrested unless they're already involved in a case. Such as supposed to be in court and not show up. A judge does not have the authority to order the arrest of someone in the situation you stated. Also if you're so busy judging, how do you have the time to post so much??
#35 Consumer Comment
AUTHOR: Jim S - Anaheim (United States of America)
SUBMITTED: Tuesday, December 13, 2011
POSTED: Tuesday, December 13, 2011
...the OP decided to abdicate control of the account. The person relied on a teller making minimum wage to tell him what was right instead of the bank policy and account agreement he signed. Even if I were to exclude the lies by the OP, the multiple logins, etc... that discredit the OP completely, this really boils down to control over your money. If you retain control of your account through written registers....and you decide to not purposely overdraft your account, this situation would never happen. Ultimately, it comes down to this:
Would this happen at any other bank?? Or is this unique to Chase??
The answer is it would happen anywhere.
Can the OP participate in a class action suit?? Maybe. It depends on the nature of the lawsuit because what the OP did, based on the OP's words, would not win such a case. You are out $107 but none of the lawsuits against the banks have anything to do with whether the bank was wrong. The bank wasn't wrong, but chose instead to limit its liability and payout. BofA just paid $500K (from my sources) to its insurance company and the insurance company will pay $400 million to members of the class. Each member of the class received $93 after 10 years. The question is whether the bank will settle with you in a class setting. They probably will and I suspect you might get around $30-$40 in about 5-7 years in a class action suit. But that's it, and hoping for more....won't get you there.
Please put the judge persona away. For starters, no judge would ever comment here for fear the comments would be found, and a judge would be forced to not only recuse himself from a case, but the administrative judge in charge of the district would be forced to remove the judge from hearing cases. It's also bad at election time to spend time on ROR instead of listening and working cases; judges don't have the luxury of free time. It is also a crime to impersonate an attorney or anyone who purports to have passed the bar. I get it, you don't like the fact that no one agrees the bank did you wrong. Too bad...so sad. Free country...Public Forum. That's what this reader thinks.
#36 Consumer Comment
AUTHOR: Karl - Highlands Ranch (USA)
SUBMITTED: Wednesday, December 14, 2011
POSTED: Wednesday, December 14, 2011
DEATH SWEEPS POEM
Employees at Chase
Are working for creeps
They hire outside brokers
To do the death sweeps
Some Chase employees
Drive Hondas and Jeeps
Executives drive Bentleys
Won't be caught in those heaps
This poem is over
Think I'm hearing some peeps
About the 'big-shots' at Chase
Who approve the death sweeps.
End.
Anyone can type in 411913 at this site and read Ripoff Report #411913 about the 'secret life insurance policies' that Chase, and other banks, have taken out on their employees.
If you go to the seventh paragraph at Ripoff Report #411913, you can read how the banks hire outside brokers to conduct "death sweeps" in order to find out if an employee or a former employee died, so the executives could receive the insurance check from the insurance company.
Thank You
HAPPY HOLIDAYS!
#37 Consumer Comment
AUTHOR: Karl - Highlands Ranch (USA)
SUBMITTED: Monday, February 13, 2012
POSTED: Monday, February 13, 2012
is available in the consumer comments section at this Ripoff Report.
Thank You
***NATIONWIDE BANK ALERT: Make sure to type in 453956 at this site and read Jim's Ripoff Report for important information if you have money invested in a CD at any of the big banks in America.
#38 Consumer Comment
AUTHOR: Steve - (USA)
SUBMITTED: Monday, February 13, 2012
POSTED: Monday, February 13, 2012
..but that is about it. Lotta fun reading this thread!
#39 Consumer Comment
AUTHOR: Karl - Highlands Ranch (USA)
SUBMITTED: Monday, February 13, 2012
POSTED: Monday, February 13, 2012
is available at this website.
Just type in 750752 at this site and it appears in the consumer comments section at Ripoff Report #750752.
Thank You
***NATIONWIDE ALERT FOR ALL CHASE EMPLOYEES: Make sure to type in 411913 at this site and read Ripoff Report #411913 about the 'secret life insurance policies' that many of the banks in the USA, like JP Morgan Chase, have taken out on their current and former employees.
#40 Consumer Comment
AUTHOR: Ronny g - North hollywood (USA)
SUBMITTED: Monday, February 13, 2012
POSTED: Monday, February 13, 2012
Those lawsuits which the banks have been starting to settle since November, have to do with re-sequencing which was a tactic used by the by the banks (well 35 banks are defendants) combined with commingling and automatic courtesy overdraft protection with intent to charge excessive fees which were bring applied to DEBIT CARD transactions that had the funds available at the time of use.
This post has nothing to do with that. If you bounce a check I don't think it would hold up in court as a defense that "the teller told me it would clear"...even if that teller had a PhD or a few Master degrees.
And no I also do not work for the bank. Actually I left that bank once they started charging for free checking since my direct deposit is with another bank and I did not use that account much. But I had it with Chase over a year and personally found they had pretty fair policies as long as you did not fall sucker and sign up for OD protection, which granted they tried every trick in the book to get myself and all customers to do so, especially those who keep a low balance and live paycheck to paycheck and most likely to overdraft. And yes like all big banks they are fee based so you have to be very careful. They certainly were not making a dime off me so when I went to close the account they didn't even try to convince me otherwise. Can't say I blame them.
#41 Consumer Comment
AUTHOR: Karl - Highlands Ranch (USA)
SUBMITTED: Tuesday, February 14, 2012
POSTED: Tuesday, February 14, 2012
is available in the consumer comments section at this Ripoff Report.
Thank You
***MAINSTREAM MEDIA ALERT: Feel free to type in the following at this site and read the Ripoff Reports from people all over America for important information-
ABC
CBS
FOX
NBC
#42 Consumer Comment
AUTHOR: Ronny g - North hollywood (USA)
SUBMITTED: Tuesday, February 14, 2012
POSTED: Tuesday, February 14, 2012
..as well as sh*t shoveler poems are available in the consumer comments section at this Ripoff Report all written by Karl.
#43 Consumer Comment
AUTHOR: Anony Moose - (United States of America)
SUBMITTED: Tuesday, February 21, 2012
POSTED: Tuesday, February 21, 2012
Hey Alex, aka Chris, aka Charles, aka Chuckles. You can't have anyone arrested for two simple reasons (1) you're not a judge, and (2) you have no idea who we are and where we live.
Go back to chowing down on cheetos sitting on your beanbag chair in your mommy's basement and leave the real world to the big boys and girls.
And for your information I don't work for a bank - I'm retired. Don't like the banks better than anyone else given the low interest rates they pay out and the high fees they charge. What I hate worse than a bank is someone who lies about their education and being a judge.
#44 Consumer Comment
AUTHOR: Anony Moose - (United States of America)
SUBMITTED: Tuesday, February 21, 2012
POSTED: Tuesday, February 21, 2012
The readers have decided that Alex and Chris are the same person. The "readers" have decided Alex aka Chris are stupid. The readers have decided that Alex aka Chris doesn't have an education much less a real job.
