Chase Bank
San Fernando California 91340
United States of America
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- Category: Banks
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Chase Bank charge six dollars to cash a check from a client who has an acct. with chase. I refuse to pay " $6 " .....They were rude and didn't explain other alternative. Where is the integrity of t San Fernando, California
*Consumer Comment: Incidentally
1Author
4Consumer
0Employee/Owner
I was paid with a check from Chase Bank and when I went to cash it the young lady spoke to me in Spanish first. I told her I speak English and I would like to be spoken in my native language. I said I need to cash this check and she then with attitude called on the telephone where a gentleman came to assist me. He said it would cost six dollars to cash a CHASE check.
How can this be if my employer is doing business with you by having this acct. here? He said he was sorry but that it cost six dollars to cash the check. He didn't explain any options. He was rude and sarcastic. I refuse to be bully into paying six dollars for cashing a check where the acct. is already established! Where is the integrity of business practices. We can't just ignore this ripoff. I for one won't stand for it!!!
This report was posted on Ripoff Report on 9/18/2011 6:14:59 PM and is a permanent record located here: http://www.ripoffreport.com/banks/chase-bank/chase-bank-chase-bank-charge-18768.htm. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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REBUTTALS & REPLIES:
1Author
4Consumer
0Employee/Owner
Updates & Rebuttals
#1 Consumer Comment
AUTHOR: coast - (USA)
SUBMITTED: Monday, September 19, 2011
POSTED: Monday, September 19, 2011
"didn't explain other alternative"
Here's an alternative:
Deposit the check into your own bank account.
#2 Consumer Suggestion
AUTHOR: Southern Chemical and Equipment LLC - Sarasota (USA)
SUBMITTED: Monday, September 19, 2011
POSTED: Monday, September 19, 2011
You seem to be confused over a very simple concept here.
Banks are "for profit" businesses, and you went into a "for profit" business and asked to recieve services from them for FREE.
Why not just deposit that check into YOUR own bank account??
Do you not have a bank account??
If not, why not??
Simple solution here.
No rip off.
Just a lack of basic common sense, and financial education.
#3 Consumer Comment
AUTHOR: Robert - Irvine (U.S.A.)
SUBMITTED: Monday, September 19, 2011
POSTED: Monday, September 19, 2011
How can this be if my employer is doing business with you by having this acct. here?
- That's your answer. Your employer is their customer YOU are not, as such you are charged a fee for cashing a check.
They were rude and didn't explain other alternative
- Here are your alternatives
Open an account at Chase and cash the check for free. Of course this is what they would prefer but you are not required to open an account at their bank.
Deposit the check in YOUR account at YOUR bank for free. If you don't have an account either because you don't want one or can't have one that is your issue and this is a consequence of that.
Cash the check at a Check Cashing place and pay their fee, which depending on the amount of the check may be quite a bit more than the $6 Chase was going to charge you.
Now before you go off thinking it is just Chase, just about every bank will charge you a fee to cash a check if you are not their customer. Depending on the bank(and more and more credit unions) the charge may be anywhere from about $2-$10.
#4 Consumer Comment
AUTHOR: Ramjet - Somewhere (U.S.A.)
SUBMITTED: Monday, September 19, 2011
POSTED: Monday, September 19, 2011
By the way, this charge is nothing new, it's been going on for decades. You just have apparently not encountered it before.
