Household Bank account secure ripoff, scam artists, frauds, criminals Salinas California

Back in 2004 they sent me a little 300.00 card so i accepted it to help my credit score over time. I set it up to auto pay out of my checking account a 15.00 per month. They invitted me to try some free insurance plan for free for 60 days,i agreed and then cancelled it after being charged 15.00 since I didnt need it.

I was told i had to call the insurance company to do this direct and so i did.since then they continue to charge me 15.00 per month for the insurance still even though they acknowledge i cancelled it numerous times.now my credit limit should be almost 0 but instead i just found out it's 350.00,ya 50.00 over the limit.

Apparently every month it appears like im not paying anything because of the insurance they keep charging,they have been also adding on over the limit fees i was unaware of. i have called more then 20 times over the past year to no avil and they are ruining my credit.

i live a busy life i dont have time to deal with reading through credit card statements everymonth looking for nickles and dimes.im sure they thrive on people like me thats how they get away with this crap.