since november i have been dealing with a check issue with merrick
bank.
i got a visa card through my credit union and used a
convienence check to pay off the bulk of my balance with merrick bank. i received a letter from merrick bank that the check had been returned due to NSF. i called my credit union and after they researched this issue, they said, "no, that check cleared"
so...at the request of merrick bank i faxed over my statement from the credit union and the credit union faxed over the cashed check.
we were told that merrick bank has "washed their hands of this issue"...leaving me with $1000 owed to merrick bank and $1000 owed to my visa at the credit union.
basically merrick bank stole $1000. from me.
i have a current balance of $1200 with them and i've decided to not pay it. after researching this on the internet, i find out that they are indeed crooks and i won't give them another dime of my money.
here's my problem. i've built up my fica credit score and it's really good now. i have about 6 charge accounts, all current, plus i lease my car. (again, all current)
i'm getting a letter from the credit union stating everything that has happened since november.
Courtney
Marina Del Rey,, California
U.S.A.