NAVY FEDERAL CREDIT UNION Cannot do Accounting they messed up my account then want to blame my spouse that he said! Temecula, California

Navy Federal Credit Union reported my on numerous occations for being 30 days late on each loan account. This information is false, and the company is in direct violation of the Fair Credit Reporting Act and also Accounting errors on all my accounts. I deposited ATM transaction at North Temecula California it turned out to be a disaster where 2 individuals cannot follow aimple tasking to credit 4 accounts to 4 payments account.They posted a one time transaction to one account, thats why I posted instructions but they failed! After I logged on to checked my account to see if my transactions were posted caught me by surprise I saw my account went from a positive status to few hundreds in the Negetive. I called up the Temecula I requested to reverse all transactions back to my account so that I can manually distribute the wages to my account in a positive status.They said my spouse said so do this when truth and in fact they NFCU is blaming others when poor planning on there part does not consitute and emergency on my part as to input more cash to make my account positive NO they messed up they need to fix this mess bottomline.As up today when both supervisor and employee said the funds will be back in my account 11/01/2010 @**********, then the nex day 11/02/2010 no postings.There is still no reversals posted to my account to fix there error they are a straight ripp off.A mc Donalds employee can balance there accounts correctly but these two NFCU individuals bottomline they messed up its going to be known and going to be posted! They need to eliminate future problems by knowing there jobs but they dont! Shame of hall on these two workers.