TCF Bank owed me money than debit adjusted it away-Rip Off!! Ann Arbor Michigan

I over drew my account and was glad to pay every $35.00 dollar fee for overdrafts incured by me. However I did have a monthly direct deposit that more than covered it. Because of my history with this bank I decided to let the account be closed. I recieved an account summary that stated after all fees were paid, I had a balance of $70.00. I called customer service the same day and asked how I would receive my balance. They told me to go to my local branch. I did that the very same day and the teller told me that it was not there.Here is my print out-
2-16-09
PROC-INIT-TC----Description-----------Amount-------New Balance-
02-04

1942 Coll Proc Fee Write Off 35.oo

118.57-
02-06

1310 Account Closed By TCF 13.57

105.00-
2-6/2-5

2330 Credit

70.00

70.00
02-09

1700

Debit Adj

Ref #xx

70.00

0.00
Does a Debt Adj mean we took it cause we could? Ha Ha. Is it an employee, or the bank taking extra after they ended the contract. Who is Ref#xx. That sounds like, if you can't actually sign your name X marks the spot! How many other people have contributed to X's finances? If I change my name to Ref xx, can I axcess that account!

Whitebull
ann arbor, Michigan
U.S.A.