US Bank. Reno, Nevada My Bank just ripped me off with extreme bank overcharges! Reno, Nevada

My  Bank just ripped me off with extreme bank overcharges!

I have been recovering from bad times with crooks, fraud and identity theft the last few months and I  now am dealing with my own bank ripping me off, as well.

I was 3 days delayed to make my deposit  of $395  and the bank computer penalized me $362.50!

The fees on this delay was almost 100% in penalties and interest! ...........Isn't that illegal?

When you break down each small transaction by the dollar, as they do it's get real expensive!

On 2 of my $1.08 charges and less than $20....the bank computer charged me... $35.00 and up in penalties because 8  Visa transactions "came in a couple days early." The credit card companies don't even do this.

What has happen to me is so wrong. I have notified the Local TV station. They told me to try and resolve it as best I can with my bank first. I don't think they will do anything without your help.

I am currently unemployed, I  have enough problems going on  and because of this outrageous penalty  I now have  no money for food and can't pay my heating bill, now.  I have four kids to support.

I'm trying to work this out with my bank, before I go public. so far they have told me there is nothing they can do about this current situation.

US Bank ( North Valley reps)  hasve treated me fairly, till recently..and are only following format which congress is upset with  and the other banks with these extreme charges. I saw a report on KNTV News a couple nights ago about the rules they are going to change.

Can you help me with this current nightmare?

I need these charges reversed.

Jim C.