Wachovia Bank, N.A. Wachovia Bank is a Ripoff Internet

There is quite a lack of detail.  But if you are saying you had $221.87 AVAILABLE(this is a key term) at the time you spent $158.99 then you are correct there should be no way they should charge an overdraft fee.  However, it would appear that at some point your balance went Negative.  This will trigger overdraft fees at any bank.

If you provide detail we can at least try to explain why it happen and how to avoid it in the future, or that in fact there was some bank error.

Also, there is no "Credit Bureau" of your State and Town, so I don't really know who you were planning to notify.  

No, if a debit is on hold or pending it is considered spent. 

Why do you think this is the banks fault? 

as a result of the flu, or any other type of a disease, or even an accident, correct?

Sorry there, but other than rare instances the H1N1 is not fatal. Unless you have a compromised immune system.


to the OP - I feel your pain. I don't od, but my stepdaugter just had our first taste of resequencing that took her old pay check -- stuff posted with different dates, they backdated, obviously, and all of this for 2.31 OD.

She no operates on cash.

I had to (re)teach her how to balance a register. However, it's not that easy tho you all talk about it.

Just had my bank (local, credit union) kinda screw with me. After telling me "no hold" on your deposit, it still showed up 5 business days later.

But the swine flu is not generally fatal. We are not talking about Ebola, here. My doc is not even recommending it unless it's kids in school (young) or day care, teachers there, and evidently football players (since they had one case on one team).

watched it on the web yet? Over 3.8 MILLION have already done so, right?