Wachovia Bank
Internet
United States of America
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Wachovia Bank CHEATED and LIED and pretty much told me they could too! Internet
*UPDATE Employee: Some explaination...
1Author
1Consumer
1Employee/Owner
Wachovia cheated and it was completely obvious too. On 1/05/2010 I bought something at a grocery store and that left me with $3.61, but that wasn't the problem, the problem was that, at that moment Wachovia decided to bill me an "Overdraft Fee" of $70.00 for something that hasn't even happened yet and never did happen. If you want proof that they cheated me just look at this picture http://bit.ly/wachoviafraud After they even saw this fraud the man I was talking to actually told me they had a right to manipulate the order in which transactions happen! The other problem was that they charged me for TWO overdrafts instead of one! The third Problem is that they said that the $50.22 purchase at Publix was the reason for the overdraft BUT it still hasn't gone through the system and I will get ANOTHER OVERDRAFT! This is the FIRST and LAST account I have with Wachovia, and I would never recommend this to any person not even my worst enemy!
If this ever happens to you don't let it pass by use your First Ammendment and fight back.
Click Here to read other Ripoff Reports on Wachovia Bank
REBUTTALS & REPLIES:
1Author
1Consumer
1Employee/Owner
Updates & Rebuttals
#1 Consumer Comment
AUTHOR: Stacey - Dallas (U.S.A.)
SUBMITTED: Wednesday, January 06, 2010
POSTED: Wednesday, January 20, 2010
Relying on internet, atm and phone balances and learn to keep a REGISTER, balance that register and reconcile your monthly bank statements!!!
And NO I do not work for ANY bank - I know how to keep my account in the positive and use cash only
Grow up and take responsibility for your actions and your monies
#2 Employee
AUTHOR: Striderq - Columbia (U.S.A.)
SUBMITTED: Saturday, January 09, 2010
POSTED: Wednesday, January 20, 2010
I'm sorry to hear that this happened to you. However I'd like to correct one portion of your report. You say that you made the purchase at the grocery store and that made your balance $3.61. Actually your McDonald's purchase left $3.61 in your account and you then went to Publix and spent $50.22. As you can see, you didn't have enough money to make the purchase at Publix. Also the purchase that posted just before McDonalds also left you less than you spent at Publix. This is why you had the two fees. I understand your frustration and desire to change banks, however if you continue to spend more than you have available your new bank will charge fees also.
