my acct was subject to fraud in dec 2003,they wiped me out. when we went in to question,brnch asst mgr made us feel stupid,like liars.
They would not for anything credit 0 to us till all was settled. all our cks bounced,zero $ to live on w/ 3 kids.
now due to no one being able to explain correctly deposit funds held,plus &neg in acct bal vers avail balance i have lost near 500.00.and if i cant bring pos,theyll chrg me 7.00 daily.
i still dont totally understand why my $ isnt credited till after tues, in cases even later when put through atm.
customer serv kept telling me as long as acct bal was pos id b ok. well i was bit for 168.00. they took my daughters ssi benifits, a mgr got on and i expl, he said it is not their responibility to make sure dimb people like me can keep track of their money!!! i was a wreck!!!
local branch says they will not refund $ cause its not a bank error. and now cause i dont get paid till wknd, i look to same situation. i once before app for over draft prot,refused. again 2 weeks ago asked for it,told me i dont qualify!!!
Tiffany
El Cajon, California
U.S.A.