• Report: #464651

Complaint Review: Ryan Homes - nvr Mortgage

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  • Submitted: Wednesday, June 24, 2009
  • Last Posting: Monday, July 20, 2009
  • Reported By:huntersville North Carolina
Ryan Homes - nvr Mortgage
Gilead Ridge Huntersville North Carolina 28078 U.S.A.

Ryan Homes - nvr Mortgage beware of these slimes Huntersville North Carolina


1Author 1Consumer 0Employee/Owner

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almost 5 years ago i walked in a model in the gilead ridge subdivision in huntersville,nc. i had been disabled from my job and decided to move my family here .i explained my income thoroughly and asked if my disability income plus my wifes income would get us in a home at prime rate. the salesman took our info,called the nvr rep , and told us it would be no problem. thats when i should have ran.i gave them a 2500 dollar deposit and another 2500 at a later date. after they had my deposit the way i recieve my money became a problem . the idiot at nvr wanted me to get a written 3 year guaranty from social security and workers comp that i would remain disabled.keep in mind my disability is permanent and thats why i recieved what i did monthly.social security laughed and nvr said ,well we can do a loan for 7.5% instead of just under 6%. i went to another builder as backupand got a written guaranty of 5.86. went back to ryan and tried to get my money back on the basis of them promising me the guaranty of the mortgage we agreed upon after my deposits. they said they'll get back to me.3 days later they said take 6 .75 or lose your money. i told them to stick it, i had heard from others they would find some wayu to stick you just before closing.they wouldnt even give me half. so dave, jason , and dan {no last names]....i wish you guys misery... the same misery you gave me and my family. im glad i finally got achance to say this

Steve
huntersville, North Carolina
U.S.A.

This report was posted on Ripoff Report on 6/24/2009 4:18:57 PM and is a permanent record located here: http://www.ripoffreport.com/builders-contractors/ryan-homes-nvr-mortg/ryan-homes-nvr-mortgage-bewa-57yc6.htm. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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1Author 1Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Comment

Is everything free

AUTHOR: Jason - Mysville (U.S.A.)

The thing I have a very hard time believing is that you went into it knowing that your locked rate was what the rep said. No bank will every guarantee a rate EVER. Rates change considerably over months. I had the same problem. You are a victim of the economy and you weren't smart enough to lock the rate which NVR let's you do. I have a Ryan home.

Again you paid for them to build your home up to a certain point. Then you backed out. They probably paid money for permits and such when you made a down payment then you walked. Should they be out of that money. It is every difficult for complaint to hold any substance in the current market. You want prime rates. I doubt if you are looking for a home now and you live in a home you will be able to get anything. It just makes me wonder why your personal decisions now are on Ripoffreport.com because then it won't come down. You defaced a good company. I don't work for them but you certainly are an expert on what happened. You payed for a home and wanted it to start then the global market changed your plan and you blame NVR.

How about taking responsibility and paying those who already worked on you home.
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#2

This is the buyers fault

AUTHOR: Ronald - Glen Allen (U.S.A.)

As always, this is the buyers fault. NVR and Ryan homes sales people have a job to do. That’s to knowingly lie as much as required to get you to sign. Then they can tell the buyer they are stupid for believing what they were told if they have the audacity to complain…like you should have known they were lying to you. It’s not their job to tell the truth, it’s the buyer’s job to sort out the truth from the lies.

 

How dare you ruin the good name of Ryan Homes and NVR Mortgage. They conned you fair and square, and deserve all your money. They have to lie for a living. It’s their profession, no less than the infamous used car salesmen. You get the truth after signing. But you have to sign to find that out sometimes.  

 

Just be grateful you didn’t get to the point you needed customer service. I would have gladly lost $5,000.00 to get out of a deal with NVR/Ryan Homes. You really learn the meaning of rip-off when you actually live in one of their disasters.
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