Ritz Camera i ordered nikon d300 camera from ritz camera under the Bill Me Later terms and agreement subject to credit approval. i was denied credit and they still went ahead and charge my debit card. overdrawn leaving me -$784. and overdraft fines. New York City new york

i tried to order a nikon d300 digital camera using the bill me later don't pay until 6 months terms and agreement. they then ask for a billing/shipping address. then they ask for your birth date and last 4 digit of social security no.# then you check the box and agree to the terms of bill me later.then they say they are having problems bring up your account try re-entering your credit card no.#.even though i was never asked to enter it in the first place. bill me later is subject to credit approval.

i was sent a letter saying sorry i was denied credit. that meant to me sorry no deal. the camera cost $1799. i had $1002. in my checking account. they withdrew the whole amount without my permission. i now have overdraft fees and a negative 780 something in my account. what can i do about this. i wish the person trying the bs was in my face. i am very angry. this is christmas and i have kids

Dtrmn
jersey city, New Jersey
U.S.A.