Report: #585198

Complaint Review: Jp Morgan Chase Auto Finance

Submitted: Wednesday, March 24, 2010
Last Posting: Wednesday, March 24, 2010
Reported By: linda from NC — BRYSON CITY North Carolina United States of America

Jp Morgan Chase Auto Finance

Atlanta Georgia Internet United States of America

Phone:
Web: https://www.chase.com/Chase.html
Category: Car Financing

Jp Morgan Chase Auto Finance JP MORGAN CHASE, CHASE AUTO FINANCE, CHASE Illegal Practices, Rude, Worst Business I have ever Known, Illegal Repossesion. Internet

*Consumer Comment: Stolen?

1Author 1Consumer 0Employee/Owner

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This company stole our car. We have paid off over half of the loan on our 2002 Sonoma and today, without any notice at all, our truck was repossesed. When I tried to reason with someone that the payment to catch up was less than $700, they talked to me like I was dirt. The witch Rosaline, would not let me talk, talking over me, belittling me, lying about certified letters we never got, lying about sending people to our house, who supposidly showed up on a day when I know we were home and would have certainly opened our door to see if anyone was wishing to speak with us or if anyone left a letter or note on our door.

I have read the other posts concerning this company and we all sound the same. WHY can we not file a class-action lawsuit against these theives. We have pretty much went through all the problems most people complain of. My husband is very ill, in a wheel chair from multiple sclerosis and we need a truck so we can make the 5 hour trips so he can get his monthly infusions. Please someone has to know how we can all band togehter and go against this company.

This report was posted on Ripoff Report on 3/24/2010 7:02:43 PM and is a permanent record located here: http://www.ripoffreport.com/car-financing/jp-morgan-chase-auto/jp-morgan-chase-auto-finance-j-be6e4.htm. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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1Author 1Consumer 0Employee/Owner

Updates & Rebuttals

#1 Consumer Comment

Stolen?

AUTHOR: Robert - Irvine (U.S.A.)

SUBMITTED: Wednesday, March 24, 2010

Please post the section of your loan agreement that says once you pay over half of your loan you are no longer subject to reposession.

Please post the section of your loan agreement that says if your husband is suffering from a disease you are not subject to reposession.

That's okay we will wait..no really we will wait..oh you can't find it..umm I wonder why. Perhaps because the actual agreement you signed stated you would pay back a set amount EACH and EVERY month, on a set day until the truck is PAID IN FULL.

WHY can we not file a class-action lawsuit against these theives

- Because they did not steal your car. You failed to fulfill YOUR obligiation so they exercised their legal right to reposess the security on the loan(your truck). In fact unless you can re-instate your loan, the only suit may be against you. Because you are still responsible if there is any balance left on the loan after they sell the truck at auction.

It really is that simple, and you would find that every other finance company would be the same. They are businesses, not charities. Quite frankly every single person who is behind has a "story" why they are behind.