mental
  • Report: #640004

Complaint Review: Santander USA

Featured Ripoff Reports

Past Featured Reports

Ripoff Reports

Ripoff Report Corporate Advocacy Program
Help support Ripoff Report. Donate today.
Ripoff Reports Legal Ads

Ripoff Report Legal Directory

Thank You

Read how Ripoff Report saves consumers millions.

  • Submitted: Sunday, September 12, 2010
  • Last Posting: Monday, September 13, 2010
  • Reported By: Harold — Memphis Tennessee U.S.A.
Santander USA
P.O. Box 660633 Dallas Texas 75299-0633 United States of America

Santander USA Drine Financial violated Fair Det Reporting Act Dallas, Texas

*Consumer Comment: FDCPA..


1Author 1Consumer 0Employee/Owner

Rebuttal Box | Respond!

  • Respond to this report!
    What's this?
  • Also a victim?
    What's this?
  • Arbitrate
    Set The Record Straight!
  • Repair Your Reputation
    ...the right way!
    Corporate Advocacy Program

I sent them the following letter for which they have totally ignored. i have asked a friend to file suit against them:

This letter is being sent to you in response to a notice sent to me on 6-28-2010. This is not a refusal to pay. Pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 (b), I am disputing your claim and requesting validation of the debt. Your records state that I owe $ 708.12

I request that your offices provide me with evidence that I have a legal obligation to pay you including proof of the debt, the name and address of the original creditor, and the original account number. Please also provide me with your license numbers and your Registered Agent to show that you are licensed to collect in my state.

I request that you cease all collection activity while you collect the aforementioned information. This includes listing the information on my credit report. If you do not comply, I will file a complaint with the Federal Trade Commission and the state Attorney General. Civil and criminal claims will be pursued.

I appreciate your anticipated cooperation in this matter.

Best Regards, 

This report was posted on Ripoff Report on 9/12/2010 11:11:45 PM and is a permanent record located here: http://www.ripoffreport.com/car-financing/santander-usa/santander-usa-drine-financial-64d4f.htm. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.

Click Here to read other Ripoff Reports on Santander USA

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Search Tips
Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?
Arbitrate
Remove Reports?
No! Better yet! Arbitrate to set the record straight!
REBUTTALS & REPLIES:
1Author 1Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Comment

FDCPA..

AUTHOR: Robert - Irvine (U.S.A.)

SUBMITTED: Monday, September 13, 2010

Drive/Stanander is an Original Creditor.   So you can not sue them for any violations of the FDCPA because that applies to 3rd Party Collection Agencies only.

Not sure why you put in the part about it is not a refusal to pay if this is not your debt.  But you didn't give any detail so it is hard to say if this is a case where you think you may be a victim of Identity Theft or you owe the money and just have a disagreement with the amount.


Respond to this report!
What's this?
Ripoff Report Verified Safe

Advertisers above have met our
strict standards for business conduct.



Ripoff Report Legal Directory