Sea West Financial unprofessional ripoffs Paramount California

I bought a truck through a company out of vidor texas. i was so good at making the payments so they sold my account to sea west financial,well i started getting calls saying i was late and they wanted their money. they sold my account to another company without letting me know anything about it. well i let my brother take the notes up on the truck, no big deal he was paying them at first, well sea west always had a way to contact me if the note was not being paid.

well one day about 6 years after my brother had the truck, i went and tried to get a loan for a new veichle, they informed me that there was a "charge off" on my credit, for the life of me i did not know what that was. well the lady explained it to me, and i was furious. i called sea west and ask them why they didnt call me and tell me that my brother was not paying the notes on the truck i would have done something to get them caught up. they informed me it was not their place and if i wanted the "charge off" off of my credit then i would have to set up payment arrangments to pay it off. so i did i set up a payment arrangment on a truck that should have been paid off 4 yrs ago, so i was paying 100.00 a month until i get 3800.00 dollars paid off to get it off of my credit. so i have had nothing but problems with sea west financial.

Sheila
beaumont, Texas
U.S.A.