• Report: #476908

Complaint Review: Triad Financial

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  • Submitted: Thursday, August 06, 2009
  • Last Posting: Friday, August 07, 2009
  • Reported By: — Calumet City Illinois
Triad Financial
5201 Rufe Snow Drive North Richland Hills Texas 76180 U.S.A.

Triad Finance - Triad Financial Will not provide requested information. Deceptive. Illegal practices North Richland Hills Texas


1Author 2Consumer 0Employee/Owner

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They hid fees. Changed the amounts due. Lied about the total purchase price. They will NOT give me a copy of the title to sell the car. They have NO office in Illinois which makes it impossible to sell the car to anyone other than a dealship. They charge an EXTRA $5.81 a DAY on top of the APR!!!!!!! They have been kicked out of Illinois for fraud. They will not give me ANY info about their Headquarters. No telephone number and no direct address. They will only provide their customer service number and PO Box address.

I have ALREADY paid $15K on a $13,900 loan and I SOMEHOW still owe them $7K.
I have been late three times not more than TEN days.
They will not send the balance owed OR the statement monthly.
They have lied SEVERAL (6-10) times about not receiving payments on time.

I cant afford to continue this theft.
Can someone PLEASE help me with information as to what I can do?

Can I file for bankruptcy to get out of this?
Can I give the vehicle back to them and tell them Im not going to pay another dime? If so, will the court force me to pay this loan maffia? Even after what has been done to me?

Theshallot
Calumet City, Illinois
U.S.A.

This report was posted on Ripoff Report on 8/6/2009 12:55:25 AM and is a permanent record located here: http://www.ripoffreport.com/car-financing/triad-financial/triad-finance-triad-financia-bk778.htm.

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REBUTTALS & REPLIES:
1Author 2Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Suggestion

You are nuts

AUTHOR: Hugh Jass - Franklin (U.S.A.)

SUBMITTED: Thursday, August 06, 2009

Triad didn't lie about anything. You have a simple interest loan, which means interest accrues daily. This rewards good payers and penalizes bad ones. From what you've said you've been late with most payments, meaning there is more interest charged. They don't add money plus the APR you idiot...that's the daily interest. If you want their address, go to www.triadfinancial.com and look. You could declare bankruptcy but just giving back the car and not paying them won't work. You'll lose the car either way. If you pay them on time all your problems will go away...I promise.
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#2 Consumer Comment

Agreed

AUTHOR: Ashley - Springfield (U.S.A.)

SUBMITTED: Friday, August 07, 2009

You need to review the terms of your contract.
Every day you are late will add more interest on top of the loan. If you don't pay this interest then it stacks up.

You can give them the car back, but they will sell it, deduct the amount from what you still owe and sue you for the rest of the money.

They will not give you the title until its paid off. Its their car, not yours, until its paid off.
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