WELLS FARGO FINANCIAL / WELLS FARGO AUTO FINANCE Wells Fargo Bank, Wells Fargo Auto, Wells Fargo Car Was Paid off and Repossesed 18 months later kansas city, Missouri

Bogus people lying son's of b's.  My car was completely paid off 18 months ago and repossessed a week ago.   I paid the car off.  The last payment made was on 12/08.  May 09 I requested a clear title from them; July 09 they informed me a payment was missing from 2 years prior (July 07).  Since I maintain copies of all of my payments, I traced the July 2007 money order back to the post office and the post office refunded the money and I re-submitted the payment to Wells Fargo.  For reasons unknown to me, Wells Fargo stopped mailing monthly statements to me for about 2 years, although I requested them several times.  I continued making payments by just xeroxing copies from old bills.  The car was repossessed in April 2010 and they refused to negotiate with me for the late payments fees, for the late payment fees is the reason why they told me the car was repossessed totaling about $2200.  They refused to negotiate this amount with me because the collector told me my car was worth more to them in the auction, then negotiating anything with me.