Allstate Auto Insurance ripoff - Said I was 15% responsible for an accident, lowball my estimate Pottstown Pennsylvania

My car was hit by a ford F250 in a parking lot. The guy who hit me has Allstate insurance. I was in a space, saw the driver enter the lot, waited for him to pass me, then I reversed out of my spot to exit the lot. At this time the other driver was not yet parked but waiting in the lane. After I was fully out of my spot and in drive to turn right the driver of the Ford reversed to let someone out and didn't see me. I attempted to honk my horn but because of the airbag and horn location did not before he hit my driver side door. He addmitted fault and said he only looked in his rearview mirror and didn't see me. His pickup was high off the ground.

I got 4 estimates for the damage and the average price was around $1800.00. They lokked at my car and came up with $1300.00. Then I called the Philadelphia office and was told I was 15% responsible for the accident because I was not aware of my surrondings. After talking to the supervisor she lowered it to 10%. I was told this is part of Pa law. Now I will only get 90% of the $1300.00 and 90% of any rental car I need, up to $20.00 a day. Where do you rent a car for $20.00 a day?

I feel like I got screwed. In no way was I responsible. Plus they low balled my estimate. If my deductible was not $500.00 I would have used my own insurance company but don't have the money. So I'm stuck with this crummy offer from Allstate and the option to sue the driver for the diffrence which I plan to do. as a result Allstate not only screwed me but their customer as well.

Paul
douglassville, Pennsylvania
U.S.A.