• Report: #350591

Complaint Review: Allstate Insurance Company

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  • Submitted: Saturday, July 12, 2008
  • Last Posting: Tuesday, May 12, 2009
  • Reported By:Wilmington Delaware
Allstate Insurance Company
5325 NOTTINGHAM DRIVE BALTIMORE Maryland 21236 U.S.A.

All State Insurance Company NOT WILLING TO PAY CLAIM WHEN THEIR CLIENT IS 100% AT FAULT. BALTIMORE Maryland


1Author 7Consumer 0Employee/Owner

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I was hit by a Allstate insured drive and Allstate refuses to pay the claim.

I was traveling on the main street and the Allstate client was turning left out of a liquor store. It appear to be an open and shut case due to the fact that I was traveling at a legal speed on the main street and the other drive failed to make sure he had clear path before making a left out of a parking lot. Not so.

The high school student whom flagged the drive out into traffic made a false statement as a witness and i ended up being sited for the accident.

My insurance company did an investigation and determined that the Allstate driver was 100% at fault, The allstate drive admited that the accident was his fault (to his Allstate Rep.). Allstate even sent me a check for the damages to my car and for the rental car but i didn't cash the check because of the disclaimer on the check. "IN PAYMENT OF FINAL SETTLEMENT FOR ANY AND ALL CLAIMS ARISING FROM BODILY INJURY CAUSED BY THE ACCIDENT". The check was supposed to be for auto damage not medical expenses. I was 5 months pregnant at the time and wanted to make sure no harm was done to the baby prior to settling. When I called Allstate to question why this was noted on the check they told me they were canceling the check that shouldn't have been printed on the check.

In the mean time. They had found out that i was cited they decided to reopen the investigation.
Bottom line is they canceled the check based on the fact that i was cited. I called several times to check on the claim and they finally closed the claim and never paid for any of the damages caused by their client. Even after they admited that their client was at fault per a phone conversation i had with the allstate rep..

The citation was just dismissed in court, I am in the process of taking action against allstate to recover monies due to me for losses suffered from the accident. To my knowledge it is illegal in the state of DE to not pay on a claim based on wether or not a person is cited.

Kim
Wilmington, Delaware
U.S.A.

This report was posted on Ripoff Report on 7/12/2008 7:21:36 PM and is a permanent record located here: http://www.ripoffreport.com/car-insurance/allstate-insurance-c/all-state-insurance-company-no-c3wwe.htm.

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REBUTTALS & REPLIES:
1Author 7Consumer 0Employee/Owner
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#1 Consumer Comment

FYI -

AUTHOR: Herb - Tampa (U.S.A.)

Good luck on your case. But FYI, it's not illegal to refuse to pay out on a claim for any reason. The insurance company represents the insured and can decide to defend or settle any claim based on it's individual merits. It's a civil matter and they can weigh their chances of success in court/the possible cost of going to court and act accordingly. If you disagree with their decision, your only option is legal recourse. It sounds like that is what you are doing, so kudos.
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#2 Consumer Suggestion

Take legal action.

AUTHOR: Scott - Surprise (U.S.A.)

I am in a similar situation, but I was not cited. The other driver was cited, who also went to court, lost, appealed it, and then lost in appeals. All the time comitting purjury by changing the location and what happened.

We have cell phone GPS (not tower triangulation) coordinates that were transmitted when the 911 call was made, also a recording of the 911 call stating the location as well.

This occured on Dec 27, 2007. Here it is nearly 1.5 years later, and I am still driving a wrecked truck, suffering my back injuries, and tons of mounding medical bills with no way to pay them.

They even offered a 'insulting' settlement of $765 (impressive eh!!)...which does not even cover the cost of a fraction of the damage to truck.

Allstate is KNOWN for lying, cheating, stealing, etc too keep from paying claims.
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#3 Consumer Comment

They are allowed to ruin our lives

AUTHOR: Charles - Phenix City (U.S.A.)

This one insurance jerk said they are allowed to ruin peoples lives, & put you on the streets cause they have money. They can lie In court commit perjury.

This one insurance jerk says they always win, even If Its there insured's fault. They are allowed to put us on the streets. When there insured causes the accident.

While they move on with there lives, other people lose everything & end up on the streets.
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#4 Consumer Comment

Some suggestions

AUTHOR: Northwest - Gresham (U.S.A.)

Kim: File your suit against the driver of the other car, not against the insurance company. It was the driver that caused the damage. The insurance company will get involved, but the action should be against the driver.

Scott: Is your insurance company not doing anything for you?
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#5 Consumer Comment

Why do you keep pretending to have a clue as to how things work deadbeat? Leave that to the adults.

AUTHOR: John - Califon (U.S.A.)

'They are allowed to ruin our lives'

>> Yet, they don't. How about that.

'This one insurance jerk said they are allowed to ruin peoples lives, & put you on the streets cause they have money.'

>> Why do you continue to make things up on a daily basis here?

'They can lie In court commit perjury.'

>> Yet, unlike you, they don;t.

'This one insurance jerk says they always win, even If Its there insured's fault.'

>> Why do you repeat yourself as it will not make it any more true?

'They are allowed to put us on the streets.'

>> You put yourself in 'the street'. And since you are now alleging to be 'in the street', how is it you can have a computer to commit your fraud here?

'When there insured causes the accident.'

>> But who cares about when their insured causes an accident? You just have to worry about the accidents you cause by not knowing the rules of the road which you have proven you do not know in the least.

'While they move on with there lives, other people lose everything & end up on the streets.'

>> Please post proof of yet another of your many, many lies.

- How can you afford a vehicle to go out and cause accidents in if you allegedly have no money?
- How can you afford the exorbitant insurance from the accidents you cause in the vehicle you shouldn't be able to afford if you have no money as you claim in the collection report?
- How can you have any credit card at all if you have no money like you claim in all the collection reports you crap in?
- How can you afford a computer to perpetrate your fraud with if you have no money like you claim in the collection reports you pollute?
- How can you afford an internet connection to perpetrate your fraud if you allegedly have no money as you claim?
- How can you afford an attorney for all these alleged lawsuits you claim to be filing if you have no money like you claim?
- Why did you get a cellphone you knew you couldn't afford when you have no money as you claim?
- Why haven't you paid the people you have owed money to for a long time?
- How can you be buying your panties and dresses off QVC if you have no money?
- When are you going to apologize for lying to Steve as was proven about allegedly not being on some sort of meds? Or are you not on meds? Which is the lie?
- When are you finally going to leave us like you promised in your fraudulent schneider report so that isn't also one of your many lies?
- When are you finally going to answer the legitimate questions asked of you?
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#6 Consumer Comment

Big bad john strikes again

AUTHOR: Charles - Phenix City (U.S.A.)

Why don't you act like adults then, besides grade school children. I know what I am talking about. Insurance companies are allowed to ruin our lives. Nobody Is on our side.

These businesses are far from being innocent. Quit defending them your just has guilty buy giving the victims a hardtime just like these crook businesses do.

Other people might get scared & keep quiet when he calls them a liar, deadbeat, or fraud. But I am not.

He Is just a bully & a coward.
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#7 Consumer Suggestion

Nope, Charles

AUTHOR: Dee - Florida (U.S.A.)

You are just an idiot and a liar.
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