One commentor mentioned that their driving has nothing to do with how they perform at their job... Actually, while there is a part of me that very much agrees with that perspective, you must realize that:
1. what does your credit have to do with how you drive then? Why would they check it before you're allowed insurance?
Answer: It proves your mature ability and diligence to adhere to the financial obligation. I can see how it is highly likely that people who have bad credit also dont take much responsbility with other things in their life, IE: driving. SO: with that, one has NOTHING to do with the other, but then just maybe it does.
2. Yes, I do think that some people's driving skills display some part of their personality and YES I do sometimes think that crazy minivan driving soccer moms bad driving is an indication of how they treat their children. Having seen too many have 'almost' accidents during rush hour and run stop signs by my house, (while on their cell phone of course) I must say, they have a large diregard for the life in their vehicle. I have a sense these are the people who shout the loudest when something happens as they are the fault of the situation but have the same 'disability' of our current society: I am not at fault, no matter the situation. It's someone else's responsibility, so I should sue them or post a nasty comment on the web for everyone to see. Such as with this situation.... SO, you see, it comes from both ways. While I have had my own exact accident, not major, but I know better: immediately got the name and number of the witness standing there watching. He was not a friend, just a stranger. So if anything, the original poster will have learned a lesson, your friend is not a witness!
Oh and take a picture ASAP! I have also had a hit and run, and the jerk had the audacity to flick me off as he drove away! Need less to say, when trying to file insurance ( had his license plate, so they found out who he was) he said the accident happened on a completely different street and made it out to be MY fault! BOY was I upset, but decided to let it go and just do my best to NOT get in them, has worked so far. Has made me a MUCH more defensive and offensive driver.