• Report: #476414

Complaint Review: 500 Fast Cash

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  • Submitted: Tuesday, August 04, 2009
  • Last Posting: Tuesday, August 04, 2009
  • Reported By: — long beach California
500 Fast Cash
500 fash cash.com Internet U.S.A.

500 Fast Cash today i was threatened by their so-called attorneys saying if i don't pay them $744. they will take me to court and i only have until 4pm to contact them as i will be going to federal prison saying i stole their money Internet


1Author 3Consumer 0Employee/Owner

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i got a loan from 500 fast cash a few months ago but i had to close my bank account because my bank started charging me 39.00 per check 500 fast cash tried to put through but today i recieved a threatening phone call from their so-called attorneys(i could hear the others in the background doing the same thing to other people ) so i was told to write this letter........attn. to rox murphy federal legislature u.s. goverment in the bracket i...........had no intentions of running away with this money $200.00 loan but due to some finacial reasons i left out my payments but now i want to fix this issue now i have phone calls from then all hours of day and night so i contacted legal aide and was tols since i only recieve ssi benefits(disability) i have advanced emphysema and copd also i am on 24 hour oxygen and i have not been able to afford and attorney so they told me today if i don't come up with $300.00 by 4pm they will start criminal proceedings against me and will try to seize my disability income i was told i would be facing federal charges they(500 fast cash will not take a prepaid debit card and i need some legal help i mean i'm willing to send them 50.00 a month until this is resolved but can they press charges against me by using threats of prison time legally? also their attorney satated i now owe $744.00 on a two hunderd dollar loan from them can someone help me legally please? thank-you

Sable2009
long beach, California
U.S.A.

This report was posted on Ripoff Report on 8/4/2009 3:17:58 PM and is a permanent record located here: http://www.ripoffreport.com/cash-services/500-fast-cash/500-fast-cash-today-i-was-thre-25665.htm.

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1Author 3Consumer 0Employee/Owner
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#1 Consumer Comment

But you did run away

AUTHOR: Gruppa - Burbank (U.S.A.)

SUBMITTED: Wednesday, August 05, 2009

with their money. You said yourself that you closed your bank account when they started taking payments. That is irresponsible. Why didn't you take a loan out with your bank instead of this horrible, 150% interest rate company? You know that these are not meant to be long term loans. They should be paid back in 30 to 60 days at the most. Don't play the medical disability card. Nobody cares. You borrowed money and now they want to be paid back. If you could not afford the payments than you shouldn't have taken out the loan with these sharks.

It seems personal responsibility has gone the way of the dodo bird.
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#2 Consumer Suggestion

no they cannot put you in jail

AUTHOR: Lambmit - Sugarhill (U.S.A.)

SUBMITTED: Wednesday, August 05, 2009

They cannot put you in jail nor can they garnish your diability check, but what they can do is put a lein on any assets you have. They can make your life horrible until you writh them a letter stating they are not allowed to contact you based on the Fair Debt Collection Act.
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#3 Consumer Suggestion

500 fast cash

AUTHOR: BB - (USA)

SUBMITTED: Wednesday, October 21, 2009

I'm not sure if anyone knows about the law.  This company is not suppose to make threats.  They can not put you in jail for owing money of a small amount.   Even if they could it's only a misdemeanor under a certain amount.  They will not waste their time trying to collect the money as it will cost them a ton of money to get back a little bit of their money.

They can not garnish your disability payments as you are exempted. 

They can't file federal charges.  They are not protected by any laws as they are not a bank.

You don't have to worry about your credit report as they are not a bank or financial institution.

You have nothing to worry about, they are harassment and threats, they do this to intimidate you.

My suggestion is to threaten them with filing bankruptcy.  Just say: "I've hired an attorney to file bankruptcy and that you need their address to send the letter"

If you don't want to do that, then contact this guy at: consumercounselgroup.com

Tell him your problem:

He's helped me and he sued a company for 10,000 for physical threats.  However, he can get you up to 1000.00 he's an attorney, he was on CBS news recently in september.  You don't pay him any fees as he goes after the company and the company pays him.

Notate the times they call and what they say.  Just so happens that I recorded these conversations from the bill collector and was able to justify.  That's why i got 10,000

Good luck

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